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About Credit Sesame: Credit Score + Free Digital Banking

Here is what you can expect in addition to your monthly updated FREE credit score check:

• New! Sesame Cash - A zero-fee, first-of-its-kind digital bank account that lets you manage your cash and credit in one app. Qualify to earn rewards like free, daily credit score refreshes.

• Free Credit Report Card - We'll break down your score and show you what's impacting your credit.

• Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.

• Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection

• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options.

• Free ID Theft Protection - You're always protected with $50,000 in identity theft protection insurance.

• Our Robo Credit technology helps us provide customized, tech-driven recommendations so you can make the most of your finances.

Add a no-fee digital bank account that can help you build your credit.

Get your free credit score, monitor your credit, get personalized tips for improving your score, and enjoy zero-fee digital banking with Credit Sesame. Our mission is to empower you to achieve your financial goals. With our credit monitoring app we’ve helped millions of people get on a path to better credit. Now, with Sesame Cash, we’re providing the first digital bank account that helps you grow your cash and credit in one place. No credit card is required, and checking your score will not impact it. Start the journey to financial wellness today!

We help you answer questions such as:
-What is my credit score?
-How can I check my credit score?
-How can I better manage my credit?


1000's+ news mentions, including:

• The Wall Street Journal

• The New York Times

• NBC’s TODAY Show

• CNN Money

• CNBC

To learn more, visit Credit Sesame.

What’s new

Version 7.32 · Updated September 29, 2026

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!

User reviews

Yes if you like seeing how after 47 on time payments you don't get even a 1 point increase but 1 late payment you loose 7 points or if you happen to pay your car off you loose 11 points for a closed account like someone has a lifetime payment plan on a vehicle, or when you apply for a loan and they do 22 inquires lo...
Collin Sheely
Collin Sheely
It focused on getting your credit score higher
Melissa Gray
Melissa Gray
Great! Helps you understand everything about your credit and issues you may face.
Paul Tavernier
Paul Tavernier
Best tool to help build credit score
Kimmie Workman
Kimmie Workman
It cool
Nathaniel Nelson
Nathaniel Nelson
It helps me

Frequently asked questions

What can I expect from Credit Sesame?
In addition to a monthly updated credit score check, you can expect features like Sesame Cash, a free digital bank account, a free credit report card, a free credit strategy, free credit alerts and monitoring, personalized recommendations for borrowing, free ID theft protection, and Robo Credit technology.
What is Sesame Cash?
Sesame Cash is a zero-fee digital bank account offered by Credit Sesame. It allows you to manage your cash and credit in one app and offers rewards such as free daily credit score refreshes.
What does the Credit Sesame app provide?
The Credit Sesame app provides a free credit score check, credit monitoring, personalized tips for improving your score, and access to Sesame Cash, a no-fee digital bank account.
How can I check my credit score?
You can check your credit score for free using the Credit Sesame app.
How can Credit Sesame help me manage my credit?
Credit Sesame offers a free credit report card that breaks down your credit score and shows you what's impacting it. They also provide a custom action plan to help you take control of your credit.
Is Sesame Cash a credit card?
No, Sesame Cash is a digital bank account that helps you manage your cash and credit in one place. It is not a credit card.
Does checking my credit score through Credit Sesame impact it?
No, checking your credit score through Credit Sesame will not impact it.

Alternatives to Credit Sesame: Credit Score + Free Digital Banking

Looking for apps like Credit Sesame: Credit Score + Free Digital Banking? Here are 6 similar Android apps on Google Play. The highest rated is Experian (4.7/5), and all 6 are free to download.

Credit Sesame: Credit Score + Free Digital Banking vs. alternatives
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