PayActiv - Earned Wage Access Android App

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About PayActiv - Earned Wage Access

Hello Access Bye-Bye Stress

Access to money you have already earned.

Access to Uber, Amazon, and prepaid Visa debit card.

Access to prescription discount, financial counseling, budgeting, and saving.

All in one place.

You choose when to use it, or when not to. You’re in the driver’s seat. It’s simple, download the app, use the services, and any money you access is paid back out of your next paycheck. No interest charged because it isn’t a loan, it’s your money available when you need it.

INSTANT ACCESS
Load earned wages to the PayActiv prepaid Visa card - real-time access, no extra cost. Nights, weekends, and holidays.

ELECTRONIC BILL PAY
Pay bills directly from the PayActiv app. Over 85,000 billers. No extra cost.

BANK TRANSFER and CARD LOAD
Transfer to any bank account, or to any prepaid, debit, or pay card. No change needed to your accounts.

SAVINGS TOOL
Use the inbuilt budgeting and savings tool to plan and save for your goals.

CASH ACCESS
Pick your earned wages in cash from a Walmart store near you.

UBER RIDES
Get an Uber ride directly from the PayActiv app. You don’t need an Uber account or credit card. Ride cost is deducted from your next paycheck.

AMAZON CASH
Enjoy the benefits of online purchases. We transfer funds directly to Amazon cash, you don’t need an Amazon account or credit card.

Rx DISCOUNTS
Get the discount code from the app and show it at a pharmacy near you.

FINANCIAL COUNSELING
Get one-one guidance from trained financial advisors.

Access means no more late fees, no more payday loans, and no more overdraft fees. Period.

Support: www.payactiv.com/help

PayActiv - Earned Wage Access details

PayActiv - Earned Wage Access is a free Finance app for Android with 100,000+ installs on Google Play and a 4.3/5 average rating from 2,156 ratings. It was released on June 4, 2014 and last updated on November 5, 2020. It's developed by PayActiv Inc..

Category: Finance
Rating: 4.3 / 5 (2,156 ratings)
Installs: 100,000+
Price: Free
In-app purchases: No
Ads: No ads
Size: Varies with device
Requires Android: Varies with device
Content rating: Everyone
Released: June 4, 2014
Last updated: November 5, 2020
Developer: PayActiv Inc.

What’s new in PayActiv - Earned Wage Access

We update the PayActiv app regularly to make it better for you. This version includes feature enhancements.

Updated November 5, 2020

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PayActiv - Earned Wage Access vs. alternatives
App	Rating	Price	Installs	Last updated
PayActiv - Earned Wage Access	4.3 / 5	Free	100,000+	Nov 5, 2020
Even	4.8 / 5	Free	500,000+	–
Empower: Instant Cash Advance.	4.7 / 5	Free	100,000+	–
Brigit: Borrow & Build Credit	4.6 / 5	Free	10,000,000+	Sep 18, 2026
Lenme: Investing and Borrowing	4.2 / 5	Free	500,000+	Sep 16, 2026
MoneyLion: Bank & Finance App	4.4 / 5	Free	1,000,000+	–
Bright - Crush Your Card Debt	4.7 / 5	Free	1,000,000+	Jul 12, 2026

Frequently Asked Questions (FAQ)

What is PayActiv?

PayActiv is a service that provides earned wage access, allowing you to access money you have already earned.

What services are offered by PayActiv?

PayActiv offers access to Uber, Amazon, and a prepaid Visa debit card, as well as prescription discounts, financial counseling, budgeting, and savings tools.

How does PayActiv work?

You simply download the app, use the services, and any money you access is paid back out of your next paycheck. There is no interest charged because it is not a loan, but rather your own money that is available when you need it.

Can I access my earned wages instantly?

Yes, you can load your earned wages to the PayActiv prepaid Visa card in real-time, with no extra cost. This can be done even during nights, weekends, and holidays.

Can I pay my bills through PayActiv?

Yes, you can pay bills directly from the PayActiv app, with access to over 85,000 billers, and there is no extra cost for this service.

Can I transfer funds to my bank account or card?

Yes, you can transfer funds to any bank account, prepaid card, debit card, or pay card without needing to make any changes to your accounts.

Does PayActiv offer a savings tool?

Yes, PayActiv provides an inbuilt budgeting and savings tool that you can use to plan and save for your goals.

Can I access my earned wages in cash?

Yes, you can pick up your earned wages in cash from a Walmart store near you.

Can I book Uber rides through PayActiv?

Yes, you can get an Uber ride directly from the PayActiv app, even if you don't have an Uber account or credit card. The ride cost will be deducted from your next paycheck.

Can I make online purchases through PayActiv?

Yes, PayActiv allows you to transfer funds directly to Amazon cash, so you can enjoy the benefits of online purchases without needing an Amazon account or credit card.

Does PayActiv offer prescription discounts?

Yes, PayActiv provides discount codes that you can use at pharmacies near you to avail discounts on prescriptions.

Can I receive financial counseling through PayActiv?

Yes, you can get one-on-one guidance from trained financial advisors through PayActiv.

What are the benefits of using PayActiv's services?

By using PayActiv, you can avoid late fees, payday loans, and overdraft fees.

PayActiv-earned application works very well.This have a lot of modern features. I really appreciate this app.I say that is outstanding app.

BILAL ISLAMIC STUDIO 4 U

Payactiv is so awesome and amazing app. Its features are fabulous and fantastic. You can earn wage by working on it. It is simple magnificent

Jôrdī Alba

So far so good! 1st time i used it and transaction was easy and fast! Took me about 3 minutes to create an account, add my debit card, request $ and have the $ available on my debit card! So far I am impress...