Qapital: Stretch or build emergency savings easily
Qapital, Inc. Finance
Save money with automatic savings, track your spending & stretch your money
- Rating
- 4.2
- 21.6K ratings
- Downloads
- 1M+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 23
- 2026 · v5.41.0
Screenshots
About Qapital: Stretch or build emergency savings easily
Top reasons to download Qapital:
- Automated and emergency savings: with personalized Goals and automated savings Rules, our savings manager allows you to save money and build emergency savings without thinking about it. Start saving money right on payday!
- Budget easily, starting on payday: a pillar of personal finance is "pay yourself first." Set up automatic transfers from your checking account with our savings manager, so your money goes straight to your savings Goals on payday. Or set up a weekly budget, for those times when you may need to make your money stretch further.
- Spending tracker: check out our Spending Sweet Spot feature - a smart money manager that helps you decrypt your spending habits. Our spending tracker will show you how you spend, and you'll learn where to save. With a set weekly budget, you'll stretch your money and wait for the next payday stress-free.
- Checking account without traditional bank fees: forget about low balance, overdraft or foreign transaction fees. Instead, get a brand new Qapital Visa® Debit Card* with your checking account to help you save money while you spend it. Because now is the time to truly stretch your money.
Qapital is a different kind of banking and personal finance experience, with tools anchored in behavioral economic principles. Find money happiness by using Qapital: we will help you save more, set up a realistic weekly budget, build emergency savings and stretch however much you have. Join our community and find yourself among people dedicated to becoming their best financial selves.
Our spending tracker will help you discover your habits when it comes to personal finance. The savings manager allows you to set your Goals and Rules, save money without thinking about it, and watch your savings grow in real-time. You could save money automatically every time you spend! Choose from any number of free in-app savings Rules such as our spare change scheme, take advantage of our Apple Health integration, or customize your own Rules with our IFTTT integration. Before you know it, your Facebook fixation and Uber usage could be saving you money!
Transfer funds between accounts in an instant, and enjoy these in-app features:
- Direct deposit
- Weekly Insights
- Pay bills
- Send checks
- Purchase notifications
- In-app temporary card lock
- Google Pay
- Invest easily
- More to come!
Nothing herein should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Qapital Invest LLC (“Qapital Invest”) is registered with the SEC as a Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice.
Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. This content does not constitute a complete description of Qapital Invest’s investment advisory services. Brokerage services will be provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC.
QAPITAL, the QAPITAL and Q logos, and SAVE SMALL. LIVE LARGE. are all registered trademarks of Qapital, Inc. Copyright © 2020 Qapital, Inc. All Rights Reserved.
* Qapital Visa® Debit Card issued by Lincoln Savings Bank, Member FDIC
What’s new
Version 5.41.0 · Updated September 23, 2026
- Refer & Earn: Refer a friend now and you'll both get $50! Open the app and tap "Get $50" in the top right corner to learn more. - Scheduled Transfers: You can now schedule transfers! Choose your preferred frequency and start date. - Bug fixes & Cleanup: We’ve fixed some rare crashes and cleaned up the interface in a few places for a fresher, smoother experience.
User reviews
Good
Wonderful app to use
Love this app Brilliant Makes me smarter than I am!
My favorite financial app
Love it I have been using this app for years and is been a big help in my Savings.
Awesome!
Frequently asked questions
What is Qapital?
What are the top reasons to download Qapital?
How can Qapital help me with my personal finance?
What are the in-app features of Qapital?
Is Qapital a Registered Investment Adviser?
Are the historical returns, expected returns or probability projections provided by Qapital hypothetical or actual?
What is the Qapital Visa Debit Card?
Alternatives to Qapital: Stretch or build emergency savings easily
Looking for apps like Qapital: Stretch or build emergency savings easily? Here are 6 similar Android apps on Google Play. The highest rated is Bright - Crush Your Card Debt (4.7/5), and all 6 are free to download.
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Qapital: Stretch or build emergency savings easily | 4.2 / 5 | Free | 1,000,000+ | Sep 23, 2026 | |
| Digit, soon to be Oportun | 4.5 / 5 | Free | 1,000,000+ | – | Compare |
| Wealthfront: Save and Invest | 4.5 / 5 | Free | 500,000+ | Sep 28, 2026 | Compare |
| Marcus by Goldman Sachs® | 4.4 / 5 | Free | 1,000,000+ | Oct 2, 2026 | Compare |
| Acorns: Save & Invest | 4.6 / 5 | Free | 10,000,000+ | Sep 28, 2026 | Compare |
| Bright - Crush Your Card Debt | 4.7 / 5 | Free | 1,000,000+ | Oct 12, 2026 | Compare |
| Self - Build Credit & Savings | 4.7 / 5 | Free | 5,000,000+ | Oct 2, 2026 | Compare |
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