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About Digit: Save Money With Your Debt & Savings Manager

Save Money Automatically.
Want to save money and build your savings stress-free? Manage finances, create customized savings goals, and pay off credit cards or student loans with Digit, your personal savings and debt manager.

Your savings manager helps you to automatically save a little bit of money each day, based only on what you can afford. Make keeping a budget and rounding up your spare change things of the past. Plus, you can manage finances easily so that you’re saving money without even thinking about it.

Pay Off Debt Without Breaking a Sweat.
Save cash and pay off debt, like student loans or credit card bills. Your finance manager knows the right amount of money to add to your Digit savings account, making it easier to pay off bills in time. So you avoid any late fees. By saving in small increments, you can pay bills and manage your financial goals in no time.

Manage Your Finances Intelligently.
Digit learns your spending and income patterns, putting aside the right amount. Don’t round up spare change, instead, your Digit money-saving strategy means a little bit goes straight into your Digit Savings Account so you can pay off debt and manage your financial goals intelligently.

Reach Savings Goals Quickly.
Saving money is easy with our smart money management approach. You’re automatically saving the right amount for you, and only what you can afford. You can save money and pay off debt like student loans and credit card bills, even on a budget. We’re your money management guide, helping you to reach your financial goals quickly.

Boost Your Financial Health.
Need to pay off student loans, credit card bills, or budget your savings for a much-needed vacation? Manage finances intelligently with text alerts on your spending and automatic savings added to your Digit Savings Account. So you know where you stand against your financial goals at all times.

Join the financial revolution that's saved members over 2.5 billion dollars! Featured in Business Insider, Elle, Bustle, Money Peach, US News, and much more! Digit is an intelligent money management solution that helps you boost your financial health.

MONEY SAVING FEATURES.
→ Save money easily with your personal savings manager. And manage finances every day based on your income and spending.
→ Digit’s automatic money management app intelligently analyzes your finances so you know how much money you can save.
→ Use your spare change for emergency funds or other customized savings goals.
→ Save cash and budget for an unlimited number of financial goals, with recommended timelines for achieving them.
→ Avoid overdraft fees. Turn on overdraft prevention and automatically transfer money from your savings to checking when your balance gets too low.
→ Withdraw your money as often as you like. No fees for standard ACH withdrawals and no minimums.
→ Your savings manager helps you earn 0.5% annually on your Digit savings. That's 7X more than an average savings account!¹
→ Digit uses the same security standards as many banks so you know that your funds and personal information are secure.
→ FDIC-insured banks maintain your Digit savings, insured up to a balance of $250,000.

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Digit is completely free to try for 30 days. After your trial period, a monthly subscription costs $5 and can be canceled anytime. Whether you want to pay off student loans or credit card bills, build up your savings account or put away some spare change, at Digit, we’ve got your back.

1. FDIC National Savings Rates, as of 12-23-19 https://www.fdic.gov/regulations/resources/rates/historical/2019-12-23.html

What’s new

Version 4.177.0 · Updated September 21, 2026

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Open the Google Play Store app > Profile > Settings > Network Preferences > Auto-update apps

User reviews

Linda Curran
Linda Curran
I love Digit! It's the only way for me to save money. And the very best thing is I'm saving without even knowing it! And I have never missed the money that is withdrawn from my checking account and "saved for a rainy day". I love Digit!
Raul P.
Raul P.
Love this app. Saves me $$ when I need it most & didn't realize I had it in the first place.
Cedric Jackson
Cedric Jackson
Helps you save without even thinking about it 💪🏾
The Questarians
The Questarians
Great damn App for saving Money....I love it
Nathan.a _person
Nathan.a _person
It actually saves the money you want it to and won't take out a lot of money all at once as long as you give it a reasonable amount of time to save
Deni Bell
Deni Bell
Digit has helped me save! They don't take put very much at a time so you hardly notice it is gone and if my account goes under a certain amount that I picked then they put money back into my account from my rainy days savings! Digit has helped me so much! I cant thank them enough!

Frequently asked questions

How does Digit help you save money?
Digit helps you save money by automatically saving a little bit each day based on what you can afford. It takes the hassle out of budgeting and rounding up spare change.
Can Digit help you pay off debt?
Yes, Digit can help you pay off debt such as student loans or credit card bills. It knows the right amount of money to add to your savings account, making it easier to pay bills on time and avoid late fees.
How does Digit manage your finances?
Digit learns your spending and income patterns to put aside the right amount of money. It uses an intelligent money-saving strategy that allows you to pay off debt and manage your financial goals easily.
How quickly can you reach your savings goals with Digit?
With Digit's smart money management approach, you can reach your savings goals quickly. It automatically saves the right amount for you based on what you can afford, even on a budget.
What other features does Digit offer?
Digit offers features such as using spare change for emergency funds or customized savings goals, avoiding overdraft fees, earning 0.5% annually on your savings, and maintaining the same security standards as many banks.
Is there a cost for using Digit?
Digit is free to try for 30 days. After the trial period, there is a monthly subscription cost of $5, which can be canceled anytime.

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