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  • MoneyLion: Mobile Banking screenshot 1
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About MoneyLion: Mobile Banking

Discover banking that gives you more! Get your paycheck (or any eligible recurring check) up to 2 days early¹ and features like no minimum balance, fee-free withdrawals at 55,000 Allpoint ATMs, virtual and contactless debit cards, Mastercard® Price Protection², robust security and FDIC protection, rewards on daily spending, and more with our RoarMoney℠ account.

Plus you can get access to 0% APR Instacash cash advances up to $250 with no credit check, credit builder loans up to $1,000, managed and auto investing with no minimums, personalized financial tracking and tips, and other financial tools.

And that’s just some of what our 6 million members love about MoneyLion! The industry is fond of us too; here are just a few examples:

“Top 50 Most Innovative Fintech Companies In 2020” — Forbes
“2019 Best Digital Bank” — Finovate Awards
“MoneyLion provides an all-in-one platform for anything finance related.” — TechCrunch
“MoneyLion brings better lending to Americans who might be struggling financially.”— Cheddar

Download the free MoneyLion app and start getting more from your money today!

DISCLOSURES
RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard issued by, MetaBank®, N.A., Member FDIC. RoarMoney is a service mark of MoneyLion, which offers and provides services for the RoarMoney Account among its suite of financial products and services. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers, see www.moneylion.com/adv. Accounts subject to $1 quarterly administrative fee.

Credit Builder Plus is an optional service offered by MoneyLion. Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. Loans have an APR ranging from 5.99% to 29.99% and are made by subsidiaries of MoneyLion Inc. Lender may require a portion of the loan proceeds to be deposited into a secured reserve account maintained by ML Wealth LLC and held by Drivewealth LLC, member SIPC and FINRA. Funds in this account will be placed into money market or cash sweep vehicles, and will not be accessible until you pay off your loan and membership payments are current. Loan default may result in account liquidation to satisfy your debt. May not be available in all states.

Instacash is an optional service offered by MoneyLion. The amount of Instacash you are eligible to receive will be based on your creditworthiness and other criteria determined by MoneyLion from time to time. Current available amount will be displayed in the MoneyLion App. See Membership Agreement and help.moneylion.com for additional terms, conditions and eligibility requirements.

Rewards are an optional service offered by MoneyLion. Subject to terms and conditions, see moneylion.com/terms-and-conditions.

¹ Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.
² Price Protection benefits are subject to terms, conditions and limitations. Coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only.

What’s new

Version 7.160.0 · Updated September 17, 2026

We made some behind-the-scenes fixes to keep things running smooth.

User reviews

Timothy Berlanga
Timothy Berlanga
W00t!!!
kyngart
kyngart
Very good money management tools, I highly recommend it.
Omar Ventura
Omar Ventura
It does what it's suppose to do. It's a good app. And the instacash is very helpful (and theres no payback late fees)
Roy Ishii
Roy Ishii
Very easy to use and navigate. Good app
Joseph Jackson
Joseph Jackson
Great
Kathy Pollock
Kathy Pollock
I love this company!!

Frequently asked questions

What services does MoneyLion offer?
MoneyLion offers a RoarMoney account with features like fee-free withdrawals, virtual and contactless debit cards, Mastercard Price Protection, rewards on daily spending, and more, as well as access to 0% APR Instacash cash advances up to $250 with no credit check, credit builder loans up to $1,000, managed and auto investing with no minimums, personalized financial tracking and tips, and other financial tools.
What awards has MoneyLion won?
MoneyLion has won various awards including Forbes' "Top 50 Most Innovative Fintech Companies In 2020", Finovate Awards' "2019 Best Digital Bank", and has been noted by TechCrunch and Cheddar for its all-in-one platform for anything finance related and better lending for Americans who might be struggling financially, respectively.
What is RoarMoney?
RoarMoney is a demand deposit account provided by MoneyLion, offering features like fee-free withdrawals, virtual and contactless debit cards, Mastercard Price Protection, rewards on daily spending, robust security and FDIC protection, and more.
What is Credit Builder Plus?
Credit Builder Plus is an optional service offered by MoneyLion, which unlocks eligibility for Credit Builder Plus loans and other exclusive services. Loans have an APR ranging from 5.99% to 29.99% and are made by subsidiaries of MoneyLion Inc. Lender may require a portion of the loan proceeds to be deposited into a secured reserve account maintained by ML Wealth LLC and held by Drivewealth LLC, member SIPC and FINRA. Funds in this account will be placed into money market or cash sweep vehicles, and will not be accessible until you pay off your loan and membership payments are current.
What is Instacash?
Instacash is an optional service offered by MoneyLion, which provides access to 0% APR cash advances up to $250 with no credit check. The amount of Instacash you are eligible to receive will be based on your creditworthiness and other criteria determined by MoneyLion from time to time.
Are MoneyLion's investment accounts FDIC insured?
No, investment accounts provided by ML Wealth LLC are not FDIC insured. They are subject to no bank guarantee and investments may lose value.
What are MoneyLion's Rewards?
Rewards are an optional service offered by MoneyLion which offer rewards on daily spending. They are subject to terms and conditions which can be found on the MoneyLion website.
Who provides RoarMoney and the MoneyLion Debit Mastercard?
RoarMoney is provided by MoneyLion and the MoneyLion Debit Mastercard is issued by MetaBank, N.A., Member FDIC.
What is the administrative fee for MoneyLion accounts?
MoneyLion accounts are subject to a $1 quarterly administrative fee.
What are the terms and conditions for Price Protection benefits?
Price Protection benefits are subject to terms, conditions and limitations, and coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only.

Alternatives to MoneyLion: Mobile Banking

Looking for apps like MoneyLion: Mobile Banking? Here are 6 similar Android apps on Google Play. The highest rated is Bright - Crush Your Card Debt (4.7/5), and all 6 are free to download.

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