Gusto Wallet - Money management and savings

About Gusto Wallet - Money management and savings

Gusto Wallet helps you earn, save, spend, and borrow right within your Gusto account. It’s the easiest way to take control of your financial future.

- Earn interest with a Gusto cash account [1]
- Save towards custom goals with auto savings
- No minimum balances or hidden fees [2]
- Get a Gusto debit card for simple spending
- Access emergency cash with Gusto Cashout™ [3]
- Route your cash with the paycheck splitter
- Easily view paychecks (W-2s coming early 2021)

We want to make sure you have all the details you need. Here’s some legal info about numbers, who we’re working with, and more:

[1] Cash Accounts Annual Percentage Yield (APY) as of 1/1/21 is 0.24%. Interest rates are variable and subject to change at our discretion, at any time without prior notice. No minimum balance required.
[2] Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Check the terms and conditions carefully.
[3] The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. Eligibility restrictions may apply. See Cashout terms and conditions.

Gusto Cash Accounts, including savings goals and spending accounts, are issued by nbkc bank, Member FDIC.

FDIC Insurance up to $250,000 is provided by nbkc bank, Member FDIC.