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About BlueVine

BlueVine Business Banking is a premier checking account designed specifically for your small business. The BlueVine Business Banking App simplifies and enhances your experience by giving you the ability to manage your cash flow, track your transactions, and deposit checks from your mobile phone.

GET REWARDED
Get 1.00% interest on your checking account balance, one of the nation’s highest yield business checking accounts

NO MONTHLY FEES
Get unlimited number of transactions with zero monthly fees so you can save their cash instead of paying minimum deposit or balance fees, monthly or maintenance fees, in-network ATM fees with MoneyPass locations or non-sufficient funds fee.

ADVANCED SECURITY
Your account is FDIC-insured up to at least $250,000 through The Bancorp Bank, protected with industry-leading security protocols, and offers features like the ability to instantly lock your card in case you lose it.

For more information, visit www.bluevine.com/checking

BlueVine in the News:
“BlueVine has demonstrated a track record of success with their multiple financing products and set themselves apart with their vision of a complete platform of innovative banking products for small businesses.” - Techcrunch

“No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we're doing.”- Banking Dive

LEGAL DISCLOSURES
Banking Services provided by The Bancorp Bank. Your deposits are FDIC insured up to at least $250,000 through The Bancorp Bank; Member FDIC. The BlueVine Business Debit Mastercard is issued by The Bancorp Bank pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. BlueVine® is a registered trademark of BlueVine Capital Inc.

User reviews

Linda morris
Linda morris
It's a great app
Justin Baugh
Justin Baugh
After the most recent update, logging in via fingerprint no longer requires an SMS code. Wonderful improvement!
Syed Quader
Syed Quader
Can become a great app. Have two suggestions :- 1. Its annoying it needs 2FA for my primary device/phone every single time; should allow trusting a device 2. Check deposits which are in process should be shown with a status of "pending" rather than not shown at all. Will update rating as the app improves. Update 12/...
Bill Levy
Bill Levy
Ya know alot of the people using blue vine use it for there own personal reasons and convenience . No other bank is this simple I deposit around 5,000 a mnth in this acct thru mobile checking, yeah takes 5 days but when I have a problem they take care of it . So just shut. up, if ya have nothing nice to say ,shut ur...
Simon Tygesen
Simon Tygesen
Well it's a business bank app for the 21st century, done right and easy to get a business account with.
Jeffrey Chance
Jeffrey Chance
Very easy to setup and get your account going. If you are a small business you should at least have your EIN for being a sole proprietor from the IRS and after that is verified you are good to go. It is excepted in cash app and works every where. You also have a $50,000 limit for cashing checks which is a life saver.

Frequently asked questions

What is BlueVine Business Banking?
BlueVine Business Banking is a premier checking account designed specifically for small businesses.
What are the benefits of BlueVine Business Banking?
The benefits of BlueVine Business Banking include a 1.00% interest rate on your checking account balance, unlimited transactions with zero monthly fees, advanced security features, and the ability to manage your cash flow, track your transactions, and deposit checks from your mobile phone.
Is my account insured?
Yes, your account is FDIC-insured up to at least $250,000 through The Bancorp Bank.
What is the BlueVine Business Debit Mastercard?
The BlueVine Business Debit Mastercard is issued by The Bancorp Bank pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted.
Are there any fees associated with BlueVine Business Banking?
No, there are zero monthly fees and no minimum deposit or balance fees, in-network ATM fees with MoneyPass locations or non-sufficient funds fee.
What do industry experts say about BlueVine?
Industry experts praise BlueVine for its track record of success with multiple financing products and its vision for a complete platform of innovative banking products designed specifically for small businesses.

Alternatives to BlueVine

Looking for apps like BlueVine? Here are 6 similar Android apps on Google Play. The highest rated is Frost Bank (4.9/5), and all 6 are free to download.

BlueVine vs. alternatives
App Rating Price Installs Last updated Compare
BlueVine 4.3 / 5 Free 100,000+ Sep 27, 2026
indi — Smart banking 4.5 / 5 Free 10,000+ Aug 12, 2020 Compare
Credit Union of America 4.7 / 5 Free 100,000+ Jul 6, 2026 Compare
First Financial Mobile Banking 4.6 / 5 Free 10,000+ Oct 26, 2026 Compare
Ascend Federal Credit Union 4.8 / 5 Free 100,000+ Jul 16, 2025 Compare
Frost Bank 4.9 / 5 Free 500,000+ – Compare
Novo - Small Business Checking 4.5 / 5 Free 100,000+ Oct 14, 2026 Compare

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