Back to Top
Chime - Mobile Banking Screenshot 0
Chime - Mobile Banking Screenshot 1
Chime - Mobile Banking Screenshot 2
Chime - Mobile Banking Screenshot 3
Free website generator for mobile apps; privacy policy, app-ads.txt support and more...

About Chime - Mobile Banking

Welcome to banking made awesome.

Chime is mobile and online banking with no hidden fees: get your paycheck up to 2 days early* with direct deposit, have fee-free overdraft when you’re in a pinch, grow your savings automatically, and manage your finances like a boss using the highly-rated Chime mobile banking app.

When you bank with Chime, you get a Visa® Debit Card, a Spending Account, and an optional Savings Account to help you save money.

Applying for an account is free, takes less than 2 minutes and it won’t affect your credit score!

Here’s what our members love most about Chime:
• Get your paycheck up to 2 days early* with direct deposit
• Fee-free overdraft.** We’ll spot you on debit card purchases with no overdraft fees.
• No hidden fees: no monthly fees, no overdraft fees, no foreign transaction fees, no minimum balance requirements
• Over 38,000 fee-free ATMs with Moneypass and Visa Plus Alliance
• Real-time transaction notifications
• Daily balance alerts
• Block your card instantly in-app
• Grow your savings automatically with our Savings Account
• Send money instantly with Pay Friends to other Chime members.
• Deposit checks using Mobile Check Deposit for eligible members.^
• Apple Pay™ / Google Pay™ for when you forget your wallet
• Move money between your other bank accounts
• EMV chip card security
• Friendly and responsive customer support

With the Chime mobile banking app, you can stay in control of your money. Track your spending, link your other bank accounts, and save money.

How to switch banks:
• Step 1: Open Your Account: Download the app and sign up. Once approved, we’ll send you your Chime card within two weeks!
• Step 2: Fund Your Account: Set up a direct deposit with your employer or payer to have funds deposited to your Chime account every payday. You can also connect other bank accounts and transfer funds from your existing bank account.
• Step 3: Update Bill Payments: Activate your card when it arrives, add it to Apple Pay, and set up recurring bill payments with your Chime card number or with your Chime Spending Account and routing numbers.

For more information please visit

***Learn how we collect and use your information by visiting our Privacy Policy at***

Banking services provided by, and debit card issued by, The Bancorp Bank, or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. Debit card may be used everywhere Visa debit cards are accepted.

*Early access to direct deposit funds depends on the timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.
**Chime SpotMe is an optional, no fee service that requires that you receive $500 in direct deposit a month to qualify to overdraw your account up to $20 on debit card purchases. Chime, in its sole discretion, may allow you to withdraw your account up to $100 or more based on your Chime Account history, direct deposit history and amount, spending activity and other risk-based factors. Your Limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your Limit. Your Limit may be increased or lowered at any time by Chime.
^Not all new or existing customers are eligible to use Mobile Deposit. There are qualifications and enrollment requirements for participation in Mobile Deposit, and we reserve the right to change the qualification and enrollment requirements in our sole discretion at any time without prior notice. We may require you to upload a picture of your driver’s license or other identifying documents prior to using Mobile Deposit. Eligibility requirements can be found online after you have signed into your Spending Account.

Similar Apps

Varo Bank: Mobile Banking

Varo Bank: Mobile Banking


Join the first all-digital bank in the country!Varo Bank Account: Rated 4.5/5...

MoneyLion: Bank & Finance App

MoneyLion: Bank & Finance App


Personal finance, mobile banking, cash advances, investing, & more — simplified.Serving customers...




Venmo is the fast, safe, social way to pay and get paid....

Self - Build Credit & Savings

Self - Build Credit & Savings


You checked your credit report, but feel like your credit score is...

Credit Karma

Credit Karma


• Check your free credit scores – Learn what affects your credit...

Current: The Future of Banking

Current: The Future of Banking


Current is the future of banking. Spend, save, and manage your money...

Frequently Asked Questions(FAQ)

What is Chime?

Chime is a mobile and online banking service that offers a Visa Debit Card, a Spending Account, and an optional Savings Account.

What are the benefits of using Chime?

Some benefits of using Chime include getting your paycheck up to 2 days early with direct deposit, fee-free overdraft, no hidden fees, access to over 38,000 fee-free ATMs, real-time transaction notifications, and friendly customer support.

How can I apply for a Chime account?

You can apply for a Chime account for free by downloading the app and signing up. It takes less than 2 minutes and won't affect your credit score.

How can I switch banks to Chime?

To switch banks to Chime, you need to open an account by downloading the app, fund your account by setting up a direct deposit or transferring funds from your existing bank account, and update your bill payments with your Chime card number or routing numbers.

Are there any fees associated with Chime?

Chime has no monthly fees, no overdraft fees, no foreign transaction fees, and no minimum balance requirements.

How can I deposit checks with Chime?

Eligible members can deposit checks using Mobile Check Deposit through the Chime mobile banking app.

Does Chime offer mobile payment options?

Yes, Chime supports Apple Pay and Google Pay.

How can I contact customer support at Chime?

Chime offers friendly and responsive customer support. Contact information can be found on their website.

Is my personal information secure with Chime?

Chime collects and uses personal information in accordance with their Privacy Policy, which can be viewed on their website.

Which banks provide banking services and issue the Chime debit card?

The Bancorp Bank or Stride Bank, N.A. provide banking services, and the debit card is issued by them, pursuant to a license from Visa U.S.A. Inc.
Best banking app ever
Scottie Stillwell
Absolutely one of the best apps I have on my phone direct deposit works exceptionally well received my taxes early chime alert me of any activity instantly and there are no fees one of the best apps of this ...
Tyler Payne
It's been nothing but a good experience with chime
Clayton Mclean
David Betts
This has been an overall successful app to you. I feel my money is safe to have with Chime. I also like all the other options it has within the app. Financial assistance, savings account, and much more. Than...
Jessenia Figueroa
JoAnn Kinser