Experian - Free Credit Report & FICO® Score

About Experian - Free Credit Report & FICO® Score

Get your FREE Experian Credit Report & FICO® Score* – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. And now, for the first time, you can raise your FICO Score instantly with Experian Boost™. You’ll get the extra credit you deserve with the utility and cell phone bills you’re already paying.

See what's helping or hurting your FICO® Score, learn how your credit report impacts your score and interact with your credit in a completely re-imagined way. Always be in the know with credit monitoring and alerts that notify you when key changes to your Experian Credit Report & FICO Score occur.

Plus, take advantage of Experian CreditMatch™ to find better credit cards and apply with confidence thanks to matches based on your FICO® Score.

KEY FEATURES:

FREE FICO® SCORE*^
• Track your FICO Score and see which financial behaviors are helping or hurting.
• Automatically updates every 30 days upon sign-in.

FREE CREDIT REPORT
• Better understand the kind of information lenders see – like credit accounts, inquiries and public records.
• Automatically updates every 30 days upon sign-in.

EXPERIAN BOOST**
• Connect your accounts to increase your FICO® Score instantly.
• Look better to lenders and save money by qualifying for better rates and offers.

EXPERIAN CREDITMATCH***
• See credit card matches based on your FICO® Score.
• Compare your best options and make your choice.

CREDIT MONITORING & ALERTS
• Now when your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report.
• Push notifications send alerts directly to your device.

CREDIT AT-A-GLANCE
• Easily see a breakdown of your accounts.
• Use the Credit Summary wheel to see the five key elements that make up your FICO® Score.

CREDITLOCK****
Easily lock your Experian Credit File and guard yourself against identity theft with the touch of a button. Prevent unauthorized credit activity with real-time alerts if someone tries to apply for credit in your name while your credit file is locked.


ABOUT EXPERIAN
Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We’re now the leading provider of credit data and services with credit information on approximately 220 million U.S. consumers and more than 1.5 petabytes of data. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, working with non-profit and public education leaders across the country.

Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more please visit: https://www.experian.com

**Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.

***Offers are not available in all states. To learn more please visit: https://www.creditmatch.com

****Experian CreditLock is a separate service from Security Freeze: https://www.experian.com/freeze/center.html. To learn more about the differences between CreditLock and Security Freeze, please visit: https://www.experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/