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  • Affirm screenshot 5

About Affirm

There’s cash, there’s plastic...and then there’s Affirm.

The Affirm app lets you shop stress-free at any store and make payments over time—with no late fees, penalties, or hidden costs of any kind. Using the app is easy: Find your favorite store, fill your cart, then choose the payment plan you like best. Complete your purchase online or at a physical store with Apple Pay or Google Pay. Checking your eligibility only takes a moment and won’t affect your credit score.

USE THE AFFIRM APP TO:

• Buy now and pay over time at almost any store
• Get exclusive offers as low as 0% APR
• Manage your account and make payments

ABOUT AFFIRM

We’re here to help you say yes to more of the things you love, while staying true to your financially responsible self. That’s why we’ll never charge you late fees, penalties, or hidden costs of any kind.

What’s new

Version 4.101.1 · Updated September 25, 2026

Miscellaneous fixes and improvements

User reviews

potsit yt
potsit yt
Great
Zero
Zero
Very Ez to use. AFFIRM is great.
james MacDonald
james MacDonald
Easy to use
German Cea
German Cea
Awesome App.
Penny Godboldo
Penny Godboldo
Amazingly Easy !
matthew morin
matthew morin
Very easy to use. I used multiple times. Way better than going to a bank or opening up a credit card

Frequently asked questions

How does the Affirm app work?
The Affirm app allows you to shop at any store and make payments over time without any late fees or hidden costs.
What payment options are available on the Affirm app?
You can choose from a variety of payment plans on the Affirm app and complete your purchase using Apple Pay or Google Pay.
Will using the Affirm app affect my credit score?
Checking your eligibility on the Affirm app will not affect your credit score.
Can I use the Affirm app at any store?
Yes, you can use the Affirm app to buy now and pay over time at almost any store.
What are the benefits of using the Affirm app?
The Affirm app offers exclusive offers with as low as 0% APR and allows you to manage your account and make payments easily.

Alternatives to Affirm

Looking for apps like Affirm? Here are 6 similar Android apps on Google Play. The highest rated is Sezzle - Buy Now, Pay Later (4.7/5), and all 6 are free to download.

Affirm vs. alternatives
App Rating Price Installs Last updated Compare
Affirm 4.8 / 5 Free 10,000,000+ Sep 25, 2026
Afterpay - Buy Now. Pay Later 4.6 / 5 Free 10,000,000+ Sep 16, 2026 Compare
Sezzle - Buy Now, Pay Later 4.7 / 5 Free 5,000,000+ Oct 1, 2026 Compare
Fingerhut Mobile 3.8 / 5 Free 1,000,000+ Aug 4, 2026 Compare
Zip previously Quadpay 4.4 / 5 Free 5,000,000+ Sep 18, 2026 Compare
Self - Build Credit & Savings 4.7 / 5 Free 5,000,000+ Sep 18, 2026 Compare
Klarna | Shop now. Pay later. 4.5 / 5 Free 50,000,000+ Sep 17, 2026 Compare

Compare Affirm with the top alternatives: ratings, updates, ASO score and keyword gaps →

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