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About Credit Karma - Free Credit Scores & Reports

From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress?

Check your free credit scores – Learn what affects your credit scores and how you can take control.

Explore the all-new Relief Roadmap – Connect with government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more.

Credit Karma Tax® – Filing your 2019 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee**, Audit Defense*** and dedicated support.

Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer.

Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports.

Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying.

Credit card choices – Browse great credit card offers based on your unique credit profile.

All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records.

Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.

Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile.

Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it.

Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now.

DISCLAIMER

*Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. Maximum 6 withdrawals per monthly statement cycle.

**If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see https://www.creditkarma.com/tax/programterms#1.

***For details and eligibility, see https://www.creditkarma.com/lp/audit-defense-terms/. Exclusions apply.

$2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue.

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses.

Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.

Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

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Frequently Asked Questions(FAQ)

What is Credit Karma?

Credit Karma is a platform that provides free credit scores and reports, as well as personalized loan and credit card recommendations.

What services does Credit Karma offer?

Credit Karma offers various services such as free credit scores, personalized loan and credit card recommendations, access to government stimulus programs and debt relief opportunities, free tax filing, ID monitoring, credit monitoring, and more.

How can I check my credit scores with Credit Karma?

You can check your free credit scores by signing up for Credit Karma and accessing your credit profile on their platform.

Does Credit Karma provide personalized loan and credit card recommendations?

Yes, Credit Karma offers personalized loan and credit card recommendations based on your unique credit profile.

Can Credit Karma help me spot potential identity theft?

Yes, Credit Karma provides free ID monitoring services to help you spot potential identity theft and offers tips for keeping your personal information safer.

Does Credit Karma offer free tax filing?

Yes, Credit Karma offers free state and federal tax filing services through Credit Karma Tax®.

What other features does Credit Karma provide?

Apart from credit scores, personalized recommendations, and free tax filing, Credit Karma provides services like credit alerts, auto loan assistance, insurance savings, mortgage pre-qualification, personal loan offers, and the ability to search for unclaimed money.

How can I become a member of Credit Karma?

You can become a member of Credit Karma by downloading their app and signing up for free.

Are there any limitations or exclusions to the services provided by Credit Karma?

Certain limitations, such as maximum balance and transfer limits for banking services, and exclusions apply for features like Audit Defense. You can refer to the specific terms and eligibility criteria provided by Credit Karma for more details.

Does Credit Karma offer banking services?

Yes, Credit Karma provides banking services through MVB Bank, Inc., which is a member of the FDIC.

Does Credit Karma have licenses for mortgage and loan services?

Yes, Credit Karma has licenses for mortgage services through Credit Karma Mortgage, Inc. and loan services through Credit Karma Offers, Inc. These licenses can be read on their website.

Does Credit Karma offer insurance services?

Yes, Credit Karma offers insurance services through Credit Karma Insurance Services, LLC. They are licensed in California under the resident license #0172748.
author
Great app
Travis l Bradford
author
St8 af
Aldo Peceros
author
Ok
Charlene Malloy
author
Just awesome
Alex Dos Santos
author
im guud
DaJon Brown
author
Accurate
Mariela Ramos