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About Acorns - Invest Spare Change

Get all-digital, all-in-one investment, retirement, & checking accounts with Acorns! Sign up in under 5 minutes & join over 7 million people to take control of your money. We’re proud to be backed by our customers, & leading investors & innovators like BlackRock, PayPal, & CNBC. From acorns, mighty oaks do grow. Grow your oak!

“With the help of Acorns, investing is now made for everyone.” - Forbes (1)

ACORNS LITE
Just $1 per month

Personal investment account
• Round-Ups: Automatically invest spare change from everyday purchases
• Recurring Investments: Set it & forget, as little as $5 per month.
• One-Time Investments: Invest extra cash any time, from anywhere.
• Earn Found Money: Earn bonus investments when you shop with 350+ top br&s.
• Protect what you love: Get personalized insurance options & up to $5 bonus investments for every free quote
• Grow your knowledge: Get custom, bite-sized financial wellness content powered by us & CNBC — right in your app

“Acorns is quickly turning into an oak tree in the financial services space.” - TechCrunch (2)

ACORNS PERSONAL
Just $3 per month

• Personal investment account: Featuring automated investing tools like Round-Ups, Recurring, & One-Time Investments
• Personal retirement account: Easy, automated Acorns Later. We pick the right IRA, you set aside money automatically, & get potential tax savings today.
• Personal checking account: The only checking account that helps you invest with every swipe, save from no hidden fees, & budget with Smart Deposit.
• Earn Found Money: Earn even bigger bonus investments — up to 10% from 350+ top br&s
• Protect what you love: Get personalized insurance options & up to $5 bonus investments for every free quote
• Grow your knowledge: Get custom, bite-sized financial wellness content powered by us & CNBC — right in your app

“Acorns is my favorite money app, because it makes it simple & cheap to make small investments.” - Business Insider (3)

ACORNS FAMILY
$5 per month

• Investment account for kids: Invest for your kids’ dreams with Acorns Early. Set it up in under 2 minutes. Unlimited kids per family!
• Personal investment account: Featuring automated investing tools like Round-Ups, Recurring, & One-Time Investments
• Personal retirement account: Easy, automated Acorns Later. We pick the right IRA, you set aside money automatically, & get potential tax savings today.
• Personal checking account: The only checking account that helps you invest with every swipe, save from no hidden fees, & budget with Smart Deposit.
• Earn Found Money: Earn even bigger bonus investments — up to 10% from 350+ top br&s
• Protect what you love: Get personalized insurance options & up to $5 bonus investments for every free quote
• Grow your knowledge: Get custom, bite-sized financial wellness content powered by us & CNBC — right in your app

Sources

1. https://bit.ly/2R2U9gX
2. https://tcrn.ch/2tjLCGb
3. https://read.bi/2VoP94M

Investing involves risk including loss of principal. Image is for illustrative purposes only & shows hypothetical account balance growth of an account & does not represent an actual or typical client experience. For important disclosure regarding this graph, please carefully review the information found on the in-app 'potential' screen or go to https://www.acorns.com/disclosures/.

This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer & member FINRA/SIPC. Investments are not FDIC insured & may lose value. Investing involves risk & investments may lose value, including the loss of principal. Please consider your objectives & Acorns fees before investing. Past performance does not guarantee future results. "Acorns", the Acorns logo & "Invest the Change" are registered trademarks of Acorns Grow Incorporated. Copyright © 2020 Acorns &/or its affiliates.

What’s new

Version 4.213.0 · Updated September 28, 2026

We made some small changes so it’s even easier to help your money grow, because we believe small changes adds up. Grow your oak!

User reviews

Anthony Hall
Anthony Hall
Great so far. Was able to create kids portfolio fairly easy.
shawn vinson
shawn vinson
Good app
Austin Sewell
Austin Sewell
Been using this app since 2018. This allows me to easily save because I frankily have a hard time doing it on my own and I'm sure I'm not the only one. So if you are like me I would highly recommend this app. If you aren't like me I still reccomend it as it's just an easy and convenient way to save money no matter h...
James Farl
James Farl
Great
Shannon Lyman
Shannon Lyman
Nice applicavtion app
Alex Gutierrez
Alex Gutierrez
Awesome

Frequently asked questions

What is Acorns?
Acorns is an all-in-one digital platform for investment, retirement, and checking accounts that allows users to invest their spare change.
Who is backing Acorns?
Acorns is backed by its customers as well as leading investors and innovators like BlackRock, PayPal, and CNBC.
What are the features of Acorns Lite?
Acorns Lite offers features such as round-ups, recurring investments, one-time investments, earning found money, personalized insurance options, and access to financial content.
What is the monthly cost of Acorns Personal?
Acorns Personal costs $3 per month and provides personal investment, retirement, and checking accounts, as well as bonus investments and personalized insurance options.
What does Acorns Family offer?
Acorns Family is a subscription plan that includes investment accounts for kids, personal investment and retirement accounts, personal checking accounts, bonus investments, personalized insurance options, and access to financial content.
Are there any risks involved in investing with Acorns?
Yes, investing with Acorns involves risks, including the loss of principal. It is important to carefully consider your investment objectives and Acorns fees before investing.
Who operates the Acorns app?
The Acorns app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor, and brokerage services are provided by Acorns Securities, an SEC registered broker-dealer.
Are investments with Acorns insured by FDIC?
No, investments made with Acorns are not FDIC insured and may lose value.
Can I access financial wellness content through the Acorns app?
Yes, Acorns provides custom, bite-sized financial wellness content powered by Acorns and CNBC directly in the app.
What are the trademarks of Acorns?
"Acorns", the Acorns logo, and "Invest the Change" are registered trademarks of Acorns Grow Incorporated.

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