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About Katapult Shop & Lease to Own

Katapult is a lease-to-own option that helps you shop now and pay over time. No credit is required and easy, flexible payment options means that you don’t have to stress about making those important purchases. Shop great deals now with 100+ retailers and apply for a Katapult lease today.
How Katapult Works:
- Apply online or through our app
- Make purchases online using Katapult during checkout
- Manage your leases and get help when you need it
- Get notified of upcoming payments
- Make payments within the Katapult app

Katapult allows you to lease-to-own the important items that you need now, without having to pay for them in full upfront.

With Katapult lease-to-own purchasing, you can take home up to $3,000 in must-have items such as furniture, electronics, home appliances, beds, mattresses, tires, and much more. Our lease-to-own option offers a fresh way to get the things you need. With Katapult, you have a lease purchase option that fits your life and there are no late fees … ever!


Step 1: Shop with over 100+ online retailers

Visit the Katapult Marketplace and choose where you want to shop from your favorite online retailers*.

Step 2: Take advantage of $300 to $3,000 in shopping strength.

Get pre-approved to know how much you can spend, or just begin adding qualifying products to your basket. You may then apply (if you haven't already), and if approved sign your agreement, and make your first payment.

Step 3: Use Katapult to check out.

Select Katapult as the payment option in checkout. Start your lease-purchase agreement and get the flexibility to pay over time, purchase early or even return your items. Katapult … a better way to pay.

Katapult cannot be used for every transaction; only specified items are eligible. The browser extension for Katapult cannot be used to make in-store transactions.

The path to ownership will cost more than the merchant’s cash price. Not available in MN, NJ, WI, WY. Depending on your state, the stated transaction is a rental-purchase deal (rent-to-own agreement, consumer rental-purchase agreement, or lease/lease-purchase agreement) with Katapult. It is not necessary to be an owner. You will not own the goods until you have paid in full the whole amount required to obtain ownership or you exercise your early buy option. Payment amounts and rental terms may be found in your lease agreement.

The phrase "No Credit Option" indicates that this is not a credit, loan, or financing transaction. It does not indicate or suggest that no check into credit history or creditworthiness will be undertaken. We examine your application using numerous data points and routinely accept clients with less-than-perfect credit.

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Frequently Asked Questions(FAQ)

What is Katapult?

Katapult is a lease-to-own option that allows you to shop now and pay over time without requiring credit. It offers flexible payment options and works with over 100+ retailers.

How does Katapult work?

To use Katapult, you can apply online or through our app. Once approved, you can make purchases online using Katapult during checkout. You can manage your leases, get help when needed, and receive notifications of upcoming payments. Payments can be made within the Katapult app.

What can I lease-to-own with Katapult?

With Katapult, you can lease-to-own a variety of items such as furniture, electronics, home appliances, beds, mattresses, tires, and more. You can take home up to $3,000 worth of must-have items.

How do I get started with Katapult?

To get started, you can visit the Katapult Marketplace and choose your preferred online retailer. Then, you can either get pre-approved to know how much you can spend or directly add qualifying products to your basket. During checkout, select Katapult as the payment option to start your lease-purchase agreement.

Can I use Katapult for in-store transactions?

No, the browser extension for Katapult cannot be used to make in-store transactions. It is only applicable for online purchases.

What are the terms and conditions of leasing with Katapult?

The path to ownership with Katapult will cost more than the cash price of the item. It is not available in MN, NJ, WI, or WY. The specific transaction terms depend on your state and are outlined in your lease agreement, which includes rental-purchase, rent-to-own, or lease/lease-purchase terms.

Is Katapult a credit or financing transaction?

No, Katapult is not a credit, loan, or financing transaction. It does not indicate that no check into credit history will be undertaken. While creditworthiness is considered, Katapult accepts clients with less-than-perfect credit and examines applications using multiple data points.