3Nickels
Finance In-app purchases
3Nickels is the financial advisor in your pocket!
- Rating
- 4.4
- 139 ratings
- Downloads
- 28.2K+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Sep 9
- 2026 · v2.4.33
Screenshots
About 3Nickels
Download the 3Nickels app and start gaining an understanding of all of your finances in just minutes. Get customized financial advice you can trust for your entire financial picture, and even complete financial management at a fee far lower than the industry average. Utilize 45+ free tools to get basic answers to your one-off financial questions. Take control of your money and become empowered to reach financial freedom.
RETIREMENT
Make plans today for the lifestyle you want tomorrow. You’re never too young to start planning for your future.
DEBT
Take control of your debt. Gain insight into your total debt and form a plan to eliminate your debt your way.
GOALS
Make a plan to save for your goals so that you can achieve your dreams. Keep track of your progress towards these goals and see how you can pay less in taxes.
BUDGET
Look at your finances holistically and see how much you’re saving, spending and giving. Set up an automatic bill pay plan and pay bills without the stress.
CREDIT CARD
Shop your credit card options and browse credit card gotcha’s so that you can make an informed purchasing decision and easily manage your credit.
LOANS
Manage your existing debt or find the right loan for your needs, we can help you figure out what is best for you.
COLLEGE
Get help and advice on efficiently saving for college - yours or someone else’s. Look at college savings plans such as a UGMA, UTMA, or 529.
HOUSE
Take the stress out of buying or selling a house. Gain confidence with advice on whether you should rent or buy and on finding a home value within your means. Make a plan for refinancing and paying off your mortgage.
CAR
Find out the true cost of a car and see comparisons of paying cash, financing, or leasing. Gain insight into auto insurance and get advice on which ride you should choose for your needs and budget
MEDICAL
Everyone will face healthcare costs. Dissolve the mystery around health insurance and learn the difference between a FSA, HSA, and HRA. Pick an insurance plan that’s right for you and create a savings strategy for your healthcare.
GIFTS
Be encouraged to give, you’re probably already giving more than you realize. Learn how you can save in taxes and grow your giving. Create a personalized plan for reaching your giving goals.
INVESTMENT
Learn some common investing terms and understand the costs involved. Upgrade to a paid plan to get expert help or advice on optimal asset allocation for your portfolio at a low cost.
NO TRICKS, NO HIDDEN FEES, NO SELLING.
When we say free, we mean free. With 3Nickels, what you see is what you get. We will never sell you any financial products and we definitely don’t sell your data. Transparency and privacy are of the utmost importance to us. Manage your personal finances with 3Nickels, and feel empowered and secure.
FOLLOW US:
Instagram: @3nickelsfi
Twitter: @3nickelsfi
You can also find us on Facebook, YouTube and LinkedIn
ICON AUTHOR ATTRIBUTION:
Select icons made by the following authors from www.flaticon.com:
Bqlqn
Dmitri13
Fjstudio
Freepik
Good Ware
Gregor Cresnar
Icongeek26
Ilham Fitrotul Hayat
Itim2101
Kiranshastry
Kirill Kazachek
Payungkead
Photo3idea_studio
Pixel Perfect
Prettycons
Roundicons
Smartline
Smashicons
Srip
Surang
Those Icons
Select icons made by Google.
Select icons made by Nucleo.
RETIREMENT
Make plans today for the lifestyle you want tomorrow. You’re never too young to start planning for your future.
DEBT
Take control of your debt. Gain insight into your total debt and form a plan to eliminate your debt your way.
GOALS
Make a plan to save for your goals so that you can achieve your dreams. Keep track of your progress towards these goals and see how you can pay less in taxes.
BUDGET
Look at your finances holistically and see how much you’re saving, spending and giving. Set up an automatic bill pay plan and pay bills without the stress.
CREDIT CARD
Shop your credit card options and browse credit card gotcha’s so that you can make an informed purchasing decision and easily manage your credit.
LOANS
Manage your existing debt or find the right loan for your needs, we can help you figure out what is best for you.
COLLEGE
Get help and advice on efficiently saving for college - yours or someone else’s. Look at college savings plans such as a UGMA, UTMA, or 529.
HOUSE
Take the stress out of buying or selling a house. Gain confidence with advice on whether you should rent or buy and on finding a home value within your means. Make a plan for refinancing and paying off your mortgage.
CAR
Find out the true cost of a car and see comparisons of paying cash, financing, or leasing. Gain insight into auto insurance and get advice on which ride you should choose for your needs and budget
MEDICAL
Everyone will face healthcare costs. Dissolve the mystery around health insurance and learn the difference between a FSA, HSA, and HRA. Pick an insurance plan that’s right for you and create a savings strategy for your healthcare.
GIFTS
Be encouraged to give, you’re probably already giving more than you realize. Learn how you can save in taxes and grow your giving. Create a personalized plan for reaching your giving goals.
INVESTMENT
Learn some common investing terms and understand the costs involved. Upgrade to a paid plan to get expert help or advice on optimal asset allocation for your portfolio at a low cost.
NO TRICKS, NO HIDDEN FEES, NO SELLING.
When we say free, we mean free. With 3Nickels, what you see is what you get. We will never sell you any financial products and we definitely don’t sell your data. Transparency and privacy are of the utmost importance to us. Manage your personal finances with 3Nickels, and feel empowered and secure.
FOLLOW US:
Instagram: @3nickelsfi
Twitter: @3nickelsfi
You can also find us on Facebook, YouTube and LinkedIn
ICON AUTHOR ATTRIBUTION:
Select icons made by the following authors from www.flaticon.com:
Bqlqn
Dmitri13
Fjstudio
Freepik
Good Ware
Gregor Cresnar
Icongeek26
Ilham Fitrotul Hayat
Itim2101
Kiranshastry
Kirill Kazachek
Payungkead
Photo3idea_studio
Pixel Perfect
Prettycons
Roundicons
Smartline
Smashicons
Srip
Surang
Those Icons
Select icons made by Google.
Select icons made by Nucleo.
What’s new
Version 2.4.33 · Updated September 9, 2026
• 3Nickels now shows you a look ahead built from your accounts and budget • See how what you own (assets) and what you owe (debts) could change over time based on your current plan • View personalized credit card insights in a new dashboard
Frequently asked questions
What services does 3Nickels offer?
3Nickels offers customized financial advice, financial management at a lower fee than the industry average, and 45+ free tools to get answers to basic financial questions.
What areas of financial planning does 3Nickels cover?
3Nickels covers a wide range of areas including retirement, debt management, goal setting, budgeting, credit card management, loans, college savings, house buying/selling, car purchases, medical expenses, gift giving, and investment advice.
Is there a catch to using 3Nickels' services?
No, there are no tricks, hidden fees, or selling of financial products with 3Nickels. What you see is what you get.
Does 3Nickels protect users' privacy?
Yes, transparency and privacy are of utmost importance to 3Nickels. They will never sell users' data.
Can users follow 3Nickels on social media?
Yes, users can follow 3Nickels on Instagram, Twitter, Facebook, YouTube, and LinkedIn.
Alternatives to 3Nickels
Looking for apps like 3Nickels? Here are 6 similar Android apps on Google Play. The highest rated is ClearMoney: Finance Tracker (4.6/5), and all 6 are free to download.
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ClearMoney: Finance Tracker 4.5
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Rapunzl: Invest. Compete. Win. 4.2
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Concreit Real Estate Investing 4.0
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Achieva Credit Union 3.2
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Tellus: Earn more, faster 4.2
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Petal 4.4
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| 3Nickels | 4.4 / 5 | Free | 10,000+ | Sep 9, 2026 | |
| ClearMoney: Finance Tracker | 4.6 / 5 | Free | 1,000+ | Jul 4, 2022 | Compare |
| Rapunzl: Invest. Compete. Win. | 4.2 / 5 | Free | 10,000+ | Oct 1, 2026 | Compare |
| Concreit Real Estate Investing | 4.0 / 5 | Free | 50,000+ | May 15, 2026 | Compare |
| Achieva Credit Union | 3.2 / 5 | Free | 100,000+ | Oct 26, 2026 | Compare |
| Tellus: Earn more, faster | 4.2 / 5 | Free | 100,000+ | Sep 28, 2026 | Compare |
| Petal | 4.4 / 5 | Free | 100,000+ | Oct 7, 2026 | Compare |
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