Upgrade
Upgrade, Inc. Finance
Personal Loans, Cards and Rewards Checking
- Rating
- 4.4
- 29.7K ratings
- Downloads
- 1.6M+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 14
- 2026 · v1.34.0
Screenshots
About Upgrade
Check your balance, available credit and track your rewards. New customers open an account at Upgrade.com
Features include:
• No-Fee Rewards Checking – Check your balance and transfer funds. We charge no ATM fees, account fees, transfer fees.
• Track Your Debit Rewards – Track your rewards, earn 2% cash back on common everyday expenses and recurring payments, and 1% cash back on all other Upgrade Visa® debit card charges.
• Manage your Upgrade Card or Loan – Manage your payments and check your outstanding balance.
• Manage your credit score - Check your credit score, get notified of any change in your credit report, track potential ID theft, use our credit score simulator to see how different actions may impact your score using real data from your credit report.
You can learn more and sign up for an account at Upgrade.com
Share your feedback at [email protected]
Features include:
• No-Fee Rewards Checking – Check your balance and transfer funds. We charge no ATM fees, account fees, transfer fees.
• Track Your Debit Rewards – Track your rewards, earn 2% cash back on common everyday expenses and recurring payments, and 1% cash back on all other Upgrade Visa® debit card charges.
• Manage your Upgrade Card or Loan – Manage your payments and check your outstanding balance.
• Manage your credit score - Check your credit score, get notified of any change in your credit report, track potential ID theft, use our credit score simulator to see how different actions may impact your score using real data from your credit report.
You can learn more and sign up for an account at Upgrade.com
Share your feedback at [email protected]
What’s new
Version 1.34.0 · Updated September 14, 2026
We're constantly improving our app and working on the next exciting features!
User reviews
I use it daily very easy to navigate through
Best credit card that I have honestly!!!!!
It takes only minutes to get notified if youre approved. You can start using your virtual card while your card is on its way, and there is an app for this, which is helpful, secure and easy to access.
Great app
I really don't know how to? But at least I can say I have meeting I person more then 10 different loaners All they did is to waste my time which I am always on press? Means no time I have 2 b wasted, But those loaners still did. Waste my time, With upgrade never got to meet any agent and my wk got done. So cee if it...
These guys are Awesome
Frequently asked questions
What can I do with an Upgrade account?
With an Upgrade account, you can check your balance, transfer funds, track your rewards, manage your Upgrade Card or Loan, and manage your credit score.
What are the features of Upgrade's No-Fee Rewards Checking?
Upgrade's No-Fee Rewards Checking allows you to check your balance and transfer funds without any ATM fees, account fees, or transfer fees.
How does Upgrade's Debit Rewards program work?
Upgrade's Debit Rewards program allows you to earn 2% cash back on common everyday expenses and recurring payments, and 1% cash back on all other Upgrade Visa debit card charges.
How can I manage my Upgrade Card or Loan?
With an Upgrade account, you can manage your payments and check your outstanding balance for your Upgrade Card or Loan.
Can I check my credit score with Upgrade?
Yes, you can check your credit score with Upgrade. They also provide notifications for any changes in your credit report, track potential ID theft, and offer a credit score simulator to see how different actions may impact your score.
Where can I learn more and sign up for an Upgrade account?
You can learn more and sign up for an Upgrade account at Upgrade.com.
How can I provide feedback to Upgrade?
You can share your feedback with Upgrade by emailing them at [email protected].
Alternatives to Upgrade
Looking for apps like Upgrade? Here are 6 similar Android apps on Google Play. The highest rated is loanDepot Mobile (4.8/5), and all 6 are free to download.
-
Petal 4.4
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loanDepot Mobile 4.8
-
Lenme: Investing and Borrowing 4.0
-
Dovly - Fix and Build Credit 3.6
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Self - Build Credit & Savings 4.7
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MoneyLion: Bank & Finance App 4.4
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Upgrade | 4.4 / 5 | Free | 1,000,000+ | Sep 14, 2026 | |
| Petal | 4.4 / 5 | Free | 100,000+ | Jun 1, 2026 | Compare |
| loanDepot Mobile | 4.8 / 5 | Free | 100,000+ | – | Compare |
| Lenme: Investing and Borrowing | 4.1 / 5 | Free | 500,000+ | Oct 21, 2026 | Compare |
| Dovly - Fix and Build Credit | 3.6 / 5 | Free | 1,000,000+ | – | Compare |
| Self - Build Credit & Savings | 4.7 / 5 | Free | 5,000,000+ | Oct 2, 2026 | Compare |
| MoneyLion: Bank & Finance App | 4.4 / 5 | Free | 5,000,000+ | – | Compare |
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