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About Possible Finance: Borrow Money Fast & Build Credit

Access fast and affordable money, build credit, and fight costly overdraft fees. Borrow up to $500* in minutes even with bad or no credit. Repay in installments to rebuild credit and improve financial health. Prevent overdrafts and recover your hard-earned cash. Join over a million users who are avoiding money from predatory lenders and using Possible to make financial fairness a reality!

More cash than paycheck advance apps
A $100 cash advance isn’t always enough. Avoid overdraft fees, payday loans, and payday advance apps and borrow money up to $500* in minutes.

Get money fast
Don’t wait until payday and get hit by overdraft fees! Apply for a loan in a few simple steps. Once approved, money can be sent straight to your debit card so that you have immediate access to your loan.

Fight bank fees
Automatically reclaim hard-earned money. Banks drain cash from your account when you can least afford it. We’ll get your money back.

Build credit
Our installment loan builds positive credit history. We report to TransUnion, Equifax and Experian, making the loan a great way to repair your score! Payday advances and payday loans can’t do this!

Flexible repayments
A more adaptable cash option than other loans or payday advance alternatives, multiple repayments are spread out across the next few paychecks and rescheduling is easy.

Good credit not required
We don’t check your FICO or Vantage score so you can have bad or no credit! Our loan app links directly with your checking account to make a smart decision.

What customers are saying
“It’s like borrowing money from a good friend...Seriously the best experience I’ve ever had with a lender...I will not go anywhere else for installment loans from now on! 110% recommend!” -NellyVille1027, August 25, 2018

Availability
Possible is available to California, Florida, Texas, Ohio, Washington, Idaho, and Utah residents. We're launching in additional states and you'll be added to the waitlist by signing up.

Terms
Loan terms and APRs vary by state. Licenses are found here: https://www.possiblefinance.com/licenses/. Average loan term for paid-off loans is more than 60 days. For example, per Washington state law, ​a loan from Possible has a max 15% fee for every $100 borrowed.

*Max amounts vary by state and subject to lender approval
**Loan structure varies by state. For example, in California, a single payment loan can be converted into multiple payments.

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Frequently Asked Questions(FAQ)

How much money can I borrow with Possible Finance?

You can borrow up to $500* in minutes.

Can I get money quickly with Possible Finance?

Yes, once approved, the money can be sent straight to your debit card for immediate access.

How does Possible Finance help me fight bank fees?

Possible Finance automatically helps you reclaim your hard-earned money from banks.

Will taking a loan from Possible Finance help build my credit?

Yes, Possible Finance reports to TransUnion, Equifax, and Experian, which can help improve your credit history.

Are the repayments flexible with Possible Finance?

Yes, Possible Finance offers more adaptable cash options with multiple repayments spread out across your next few paychecks.

Do I need good credit to borrow from Possible Finance?

No, Possible Finance doesn't check your FICO or Vantage score, so you can have bad or no credit.

Where is Possible Finance available?

Possible Finance is currently available to residents of California, Florida, Texas, Ohio, Washington, Idaho, and Utah.

What are the loan terms and APRs with Possible Finance?

Loan terms and APRs vary by state. You can find specific licenses and more details on their website.

What do customers say about Possible Finance?

According to a customer review, borrowing money from Possible Finance is like borrowing from a good friend. It's the best experience with a lender and highly recommended.

Can I convert a single payment loan into multiple payments with Possible Finance?

Loan structure varies by state, and in California, a single payment loan can be converted into multiple payments.
author
Possible was a lifesaver when in need. And the payments are lower than other loan sites and apps.
Bethany
author
Quick, Simple, Positive.
ray smith
author
Possible has truly helped in bringing my credit score up. I am very thankful for Possible.
GrimDa_Reaper21 Reaper
author
Amazing experience! Very helpful 3 times already.
Daniel Mayorga
author
Love it works gteat easy and affordable..
Miss Nemesis
author
Great experience so far
Brian Daugherty