Goalsetter: Spend & Save Smart
Goalsetter Finance
Financial Freedom for All.
- Rating
- 3.9
- 931 ratings
- Downloads
- 236K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Nov 25
- 2025 · v8.6.1
Screenshots
About Goalsetter: Spend & Save Smart
Goalsetter is a FDIC- and Mastercard-backed debit card for teens and savings accounts for the whole family.
Save simply by setting goals and getting your whole network involved in helping you reach them. Parents can save for airfare, kids can save for airpods.
Spend smartly with the debit card that teaches you how to effectively budget and manage your money, all before you swipe.
Master money with Goalsetter's pop-culture based money lessons.
Send and receive money instantly with peer-to-peer payments. Give money more purpose by sending Goalcards on birthdays and holidays.
Cashola Prepaid Debit Mastercard is issued by MetaBank®,N.A., Member FDIC pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Fees may apply. See terms and conditions for details.
AWARDS
*Winner of JP Morgan Chase Financial Solutions Lab 2018*
*Winner of Morgan Stanley Innovations Lab 2018*
*Winner of FinTech Innovation Lab 2019*
SAFETY AND SECURITY
Goalsetter uses 128-bit encryption and is backed by the biggest names in the financial industry. We do not store any of your personal information and do not move money without your authorization.
PRIVACY
http://www.goalsetter.co/privacypolicy
TERMS OF SERVICE
https://www.goalsetter.co/terms-of-use
Save simply by setting goals and getting your whole network involved in helping you reach them. Parents can save for airfare, kids can save for airpods.
Spend smartly with the debit card that teaches you how to effectively budget and manage your money, all before you swipe.
Master money with Goalsetter's pop-culture based money lessons.
Send and receive money instantly with peer-to-peer payments. Give money more purpose by sending Goalcards on birthdays and holidays.
Cashola Prepaid Debit Mastercard is issued by MetaBank®,N.A., Member FDIC pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Fees may apply. See terms and conditions for details.
AWARDS
*Winner of JP Morgan Chase Financial Solutions Lab 2018*
*Winner of Morgan Stanley Innovations Lab 2018*
*Winner of FinTech Innovation Lab 2019*
SAFETY AND SECURITY
Goalsetter uses 128-bit encryption and is backed by the biggest names in the financial industry. We do not store any of your personal information and do not move money without your authorization.
PRIVACY
http://www.goalsetter.co/privacypolicy
TERMS OF SERVICE
https://www.goalsetter.co/terms-of-use
What’s new
Version 8.6.1 · Updated November 25, 2025
Goalsetter has released a new version! We continue to provide new features and enhancements for your family. Here are the types of changes we continue to improve: - Feature enhancements and expansion of services - Bug fixes and system performance - Ongoing maintenance Keep your smart money momentum going. We've got your back in staying on track!
User reviews
Awesome
I have always used this app.
This app is great teaching my son about money. Also recently we got him the cashola card, which he loves. I highly recommend it
Phenomenal concept . Easy to use and is a brilliant way to teach financial literacy.
Allows Grands to track their savings.
I got my 11yr old niece this account and she enjoys earning her own money. She also likes answering questions, to earn money. I also add my 3yr so he will have money for future things. Great way to save and teach kids about money. I also like the control parents have over kids spending. Question...money in savings.....
Frequently asked questions
What is Goalsetter?
Goalsetter is a debit card for teens and savings accounts for the whole family, backed by FDIC and Mastercard.
How does Goalsetter help you save money?
Goalsetter helps you save money by setting goals and getting your network involved. Parents can save for airfare, while kids can save for airpods.
How does Goalsetter teach you to spend smartly?
Goalsetter teaches you to spend smartly with their debit card, which helps you effectively budget and manage your money.
What kind of money lessons does Goalsetter provide?
Goalsetter provides pop-culture based money lessons to help you master money management.
Can I send and receive money instantly with Goalsetter?
Yes, Goalsetter allows you to send and receive money instantly through peer-to-peer payments. You can also send Goalcards on birthdays and holidays.
Who issues the Cashola Prepaid Debit Mastercard?
The Cashola Prepaid Debit Mastercard is issued by MetaBank®, N.A., Member FDIC, under license by Mastercard International Incorporated.
How does Goalsetter ensure safety and security?
Goalsetter uses 128-bit encryption and is backed by major players in the financial industry. They do not store personal information or move money without authorization.
Where can I find Goalsetter's privacy policy?
You can find Goalsetter's privacy policy at http://www.goalsetter.co/privacypolicy.
Where can I find Goalsetter's terms of service?
Goalsetter's terms of service can be found at https://www.goalsetter.co/terms-of-use.
What awards has Goalsetter won?
Goalsetter has won the JP Morgan Chase Financial Solutions Lab 2018, the Morgan Stanley Innovations Lab 2018, and the FinTech Innovation Lab 2019.
Alternatives to Goalsetter: Spend & Save Smart
Looking for apps like Goalsetter: Spend & Save Smart? Here are 6 similar Android apps on Google Play. The highest rated is Digit, soon to be Oportun (4.5/5), and all 6 are free to download.
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Qapital: Set & Forget Finances 4.3
-
Novo - Small Business Checking 4.4
-
CapWay 4.2
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Cardless - Future of credit 2.6
-
Digit, soon to be Oportun 4.5
-
Gusto Wallet 4.2
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Goalsetter: Spend & Save Smart | 3.9 / 5 | Free | 100,000+ | Nov 25, 2025 | |
| Qapital: Set & Forget Finances | 4.3 / 5 | Free | 1,000,000+ | Sep 23, 2026 | Compare |
| Novo - Small Business Checking | 4.4 / 5 | Free | 100,000+ | Oct 14, 2026 | Compare |
| CapWay | 4.2 / 5 | Free | 500+ | Aug 6, 2020 | Compare |
| Cardless - Future of credit | 2.6 / 5 | Free | 10,000+ | Oct 16, 2026 | Compare |
| Digit, soon to be Oportun | 4.5 / 5 | Free | 1,000,000+ | – | Compare |
| Gusto Wallet | 4.2 / 5 | Free | 1,000,000+ | Sep 25, 2026 | Compare |
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