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About Lexington Law - Credit Repair

Fix your credit with Lexington Law Firm.

The Lexington Law app lets you follow your credit repair progress. With access to a variety of tools, you can better understand, improve and protect your credit, from your mobile device.
Lexington Law is an advocate for you, the consumer. We want to make sure your credit is reported fairly and accurately. If you’ve been denied for credit, then let us help you get back on the path to approval.

Credit Repair Services

Unlike other credit repair companies, we obtain your credit reports from all three credit bureaus - Equifax, Experian and TransUnion. Then we work with you to establish challenge reasons for each negative item on your report. We send electronic disputes to the bureaus on your behalf and also communicate directly with your creditors.

We're absolutely confident in our proven credit repair process. We've helped successfully remove over 10 million inaccurate, unfair or unsubstantiated negative items from credit reports in 2017 alone. On average our clients see 10.2 negative items or 24% of their presenting negatives, removed within the first 4 months of service.

Note: As all legal cases are different these results should not be expected and are not guaranteed.

FICO® Score

Many of our service levels include a TransUnion FICO® Score to help you keep track of your credit progress. FICO® Scores are involved in 90% of US based lending decisions.

Focus Tracks

Our credit repair services don’t simply dispute every negative item on your credit report like some other companies. Rather we use your input and life experiences to determine how to challenge each negative item. We leverage several laws and consumer protections based on your feedback to achieve results. There are many protections for consumers who’ve gone through a life event that may have affected their credit such as divorce, identity theft, military service, medical bills and mishandled student loans. If you’ve gone through one of these life events then our service is for you.

Credit Reports

When you sign up with our service, we pull your credit reports for all three credit bureaus. We aggregate your credit report items and present them in an easy to understand interface. Your credit report information is then used to dispute and intervene with the credit bureaus and your creditors.

Credit Monitoring

We monitor your credit using a set of credit monitoring alerts called ReportWatch. Our monitoring services not only alert you when something changes on your TransUnion credit report but also gives you information and advice based on the change.

Identity Theft Protection

Lexington Law provides identity theft insurance up to $1MM. In addition, a few of our service levels include a thorough set of identity protection alerts and monitoring services that rival LifeLock.

Digital Money Manager

In addition to providing services to fix your credit, we provide tools to help manage your financial life. Similar to Mint, our digital money manager tracks your income, spending, transactions, budgets, trends, debts and net worth.

About Lexington Law

A trusted leader in credit repair for over a decade, Lexington Law, we help you understand your rights as a consumer in the credit space, and help you leverage those rights to ensure that you have a fair, accurate, and fully substantiated credit report. We've helped hundreds of thousands of clients repair their credit, and we're confident we can help you too.

Download our app today.

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Frequently Asked Questions(FAQ)

What is Lexington Law?

Lexington Law is a law firm that specializes in credit repair services to help consumers improve their credit.

How does Lexington Law repair credit?

Lexington Law obtains credit reports from all three major credit bureaus, challenges negative items on those reports, communicates with creditors and disputes on your behalf.

Can Lexington Law guarantee results in credit repair?

Results may vary as each legal case is different, and the outcome cannot be guaranteed.

What is a FICO® Score?

A FICO® Score is a credit score widely used by lenders in the United States to assess creditworthiness.

What sets Lexington Law apart from other credit repair companies?

Unlike other companies, Lexington Law customizes its approach to challenge negative items based on your feedback and life experiences, leveraging various laws and consumer protections.

How does Lexington Law assist in identity theft protection?

Lexington Law provides identity theft insurance and offers identity protection alerts and monitoring services.

What tools does Lexington Law provide for financial management?

Lexington Law offers a digital money manager that helps track income, spending, transactions, budgets, trends, debts, and net worth.

How long has Lexington Law been in the credit repair business?

Lexington Law has been a trusted leader in credit repair for over a decade, assisting hundreds of thousands of clients in repairing their credit.

Does Lexington Law provide credit monitoring services?

Yes, Lexington Law provides credit monitoring alerts called ReportWatch, which notifies you of changes on your TransUnion credit report and offers advice based on those changes.

How can I access Lexington Law services?

You can access Lexington Law services by downloading their mobile app.
author
Love it
Chiquita Townsend
author
Simple and through
Aaron Bluemel
author
Great
Robert Donald Williams Jr.
author
very effective
Harold Green
author
Great! Lexington has brought my score up 260 points from where I started in just a year and a half!
Anna Kinzer
author
Awesome customer service
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