4Ducks Budget
Finance
Personal budget sidekick with a focus on savings. Easy, private, empowering.
- Downloads
- 80+
- on Google Play
- Price
- $4.99
- No in-app purchases
- Updated
- Aug 1
- 2026 · v3.1.22
Screenshots
About 4Ducks Budget
WHAT DO YOU SAVE? WHAT DO YOU OWE? LET'S GET YOUR GOLDEN DUCKS IN A ROW.
Knowledge is key. When you know where your money goes, you know how much to save. 4Ducks Budget is your private, no-ads sidekick that makes it easy to keep track of your bills. Feel confident, feel empowered, feel 4Ducks fabulous.
THE 4DUCKS WAY
The 4Ducks way is based on 4 principles, or "ducks". Each duck is designed to keep you in control of your money:
1. Knowledge: Where your money goes
2. Savings: Always be saving. Pay yourself first.
3. Freedom: Pay down debt.
4. Time: Pay bills on time and avoid late fees and interest.
HOW IT WORKS
First, enter all your monthly and yearly bills (rent, insurance, cable, car registration, etc). Make sure to include when you usually pay each bill. Then get the benefits:
• View a timeline of when each bill is due in the entire year
• Breakdown of expenses by category
• See how much to save each month of the year, even months when a large expense is due
• When times are tough, easily see which non-essential expenses you can cancel
• Easily view which expenses are due in the current month
• Sort expenses by amount
• View expenses by their yearly total or monthly average
TIMELY ALERTS
4Ducks is the personal assistant that reminds you of important events so you never miss a beat and always look good. For example:
• Get reminded when it's time to pay a bill so you never miss a payment
• Get reminded once a week to pay your credit cards
• Review your income and expenses once a month on Save Day to see how much you can save
EXTRA FEATURES
• Backup and restore ".4dbudget" files so you don't lose your budget data
• Send a copy of your budget to another device or Duckaroo
• Create multiple budgets, for example to help a family member manage their budget
PRIVACY / SECURITY
• No spying on your personal information
• No selling your personal information
• No connection to bank account
• No ads
RESULTS
• Save more, spend less, pay down debt.
• Peace of mind, feel in-control: "I've got this!"
Knowledge is key. When you know where your money goes, you know how much to save. 4Ducks Budget is your private, no-ads sidekick that makes it easy to keep track of your bills. Feel confident, feel empowered, feel 4Ducks fabulous.
THE 4DUCKS WAY
The 4Ducks way is based on 4 principles, or "ducks". Each duck is designed to keep you in control of your money:
1. Knowledge: Where your money goes
2. Savings: Always be saving. Pay yourself first.
3. Freedom: Pay down debt.
4. Time: Pay bills on time and avoid late fees and interest.
HOW IT WORKS
First, enter all your monthly and yearly bills (rent, insurance, cable, car registration, etc). Make sure to include when you usually pay each bill. Then get the benefits:
• View a timeline of when each bill is due in the entire year
• Breakdown of expenses by category
• See how much to save each month of the year, even months when a large expense is due
• When times are tough, easily see which non-essential expenses you can cancel
• Easily view which expenses are due in the current month
• Sort expenses by amount
• View expenses by their yearly total or monthly average
TIMELY ALERTS
4Ducks is the personal assistant that reminds you of important events so you never miss a beat and always look good. For example:
• Get reminded when it's time to pay a bill so you never miss a payment
• Get reminded once a week to pay your credit cards
• Review your income and expenses once a month on Save Day to see how much you can save
EXTRA FEATURES
• Backup and restore ".4dbudget" files so you don't lose your budget data
• Send a copy of your budget to another device or Duckaroo
• Create multiple budgets, for example to help a family member manage their budget
PRIVACY / SECURITY
• No spying on your personal information
• No selling your personal information
• No connection to bank account
• No ads
RESULTS
• Save more, spend less, pay down debt.
• Peace of mind, feel in-control: "I've got this!"
What’s new
Version 3.1.22 · Updated August 1, 2026
Resets now fully sign you out of Sync (including clearing your encryption key), and the app tells you up front when an inactive subscription is preventing backups.
User reviews
I needed a budget app with the right stuff — so I built one. Yup, just bought my own app.1st Duckaroo! 🤟😎 *snaps selfie* 📸 I used to use a spreadsheet, but this is way easier and prettier. (And mobile!) Love that it's privacy-focused, has no ads, and doesn't stick its nose in my bank account. Very respectful du...
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| 4Ducks Budget | – | $4.99 | 50+ | Aug 1, 2026 | |
| Moneon — personal budget plann | 2.4 / 5 | Free | 100,000+ | Oct 7, 2026 | Compare |
| Family budget—Spending tracker | 4.4 / 5 | Free | 100,000+ | Sep 12, 2025 | Compare |
| Paymaster: Incomes & Expenses | 4.3 / 5 | Free | 500,000+ | May 27, 2025 | Compare |
| Expense Tracker & Budget App | 4.4 / 5 | Free | 100,000+ | Feb 18, 2026 | Compare |
| ClearMoney: Finance Tracker | 4.4 / 5 | Free | 1,000+ | Jul 4, 2022 | Compare |
| PG: Budget, Bills, Goals, Debt | 4.4 / 5 | Free | 100,000+ | Aug 20, 2026 | Compare |
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