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Screenshots

  • Debt Payoff Planner screenshot 1
  • Debt Payoff Planner screenshot 2
  • Debt Payoff Planner screenshot 3
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  • Debt Payoff Planner screenshot 7
  • Debt Payoff Planner screenshot 8

About Debt Payoff Planner

No login required. Just download and start using the debt payoff calculator right away.
Feedback is always welcome while we try and build out a best in class product. Thanks to all those who have already left replies!

Steps to becoming debt free:
Enter your debts
Enter your monthly payment budget
Choose a debt payoff strategy
- Dave Ramsey's Debt Snowball (lowest balance first)
- Debt Avalanche (highest rate first)

Debt Payoff Planner determines the optimum payment plan and how long it will take until you can be debt free.

We believe that becoming debt free requires an easy starting point. For this reason we've tried to make the debt calculator in the Debt Payoff Planner as easy to use as possible.

In addition to being a debt and loan tracker, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation.

What’s new

Version 2.54 · Updated February 9, 2026

Improvements to currency prediction to make getting your payoff plan as simple as possible

User reviews

Sarai Mims
Sarai Mims
This app is amazing and runs numbers for you. Makes it so much easier to see the full picture in paying off debt.
Topknots98
Topknots98
I've been following the plan and I'm finally starting to see my account balances fall!
Erik Johnson
Erik Johnson
Super easy to use. Put in info at it calculates pay off dates and amounts. Love the app. Cant wait to not have to use it, with my debt. Lol
Melissa Cochran
Melissa Cochran
Love seeing the progress and the plan with the dates of arrival at debt free status. Easy, only downside is limited space for debt entry on free version.
Micheal Pless
Micheal Pless
By far, the best debt payoff plan app I have found
Tiffany Pierce
Tiffany Pierce
Helpful and keeps me on track

Frequently asked questions

Is a login required to use the Debt Payoff Planner?
No, a login is not required. You can simply download and start using the debt payoff calculator right away.
How can I provide feedback on the Debt Payoff Planner?
Feedback is always welcome! You can leave your feedback while using the app to help us build a best-in-class product.
What are the steps to become debt free using the Debt Payoff Planner?
The steps are as follows:
What does the Debt Payoff Planner determine?
The Debt Payoff Planner determines the optimum payment plan and calculates how long it will take for you to become debt free.
How user-friendly is the Debt Payoff Planner?
We believe in providing an easy starting point for becoming debt free. Therefore, we have designed the debt calculator in the Debt Payoff Planner to be as user-friendly as possible.
Does the Debt Payoff Planner provide additional resources?
Yes, in addition to being a debt and loan tracker, the Debt Payoff Planner offers articles on how to pay off student loans, auto loans, and credit cards faster. It also provides tips on credit card balance transfers and strategies for debt consolidation.

Alternatives to Debt Payoff Planner

Looking for apps like Debt Payoff Planner? Here are 6 similar Android apps on Google Play. The highest rated is NerdWallet: Money Tracker App (4.6/5), and all 6 are free to download.

Debt Payoff Planner vs. alternatives
App Rating Price Installs Last updated Compare
Debt Payoff Planner 4.5 / 5 Free 500,000+ Feb 9, 2026
Goodbudget: Budget & Finance 4.3 / 5 Free 1,000,000+ Aug 6, 2026 Compare
Debt Payoff Manager & Tracker – Free 50+ Aug 6, 2022 Compare
PG: Budget, Bills, Goals, Debt 4.4 / 5 Free 100,000+ Aug 20, 2026 Compare
NerdWallet: Money Tracker App 4.6 / 5 Free 1,000,000+ Sep 15, 2026 Compare
Simplifi: Budget & Savings App 2.8 / 5 Free 500,000+ Sep 22, 2026 Compare
Rocket Money - Bills & Budgets 4.3 / 5 Free 10,000,000+ Oct 23, 2026 Compare

Compare Debt Payoff Planner with the top alternatives: ratings, updates, ASO score and keyword gaps →

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