Debt Payoff Planner
OxbowSoft LLC Finance In-app purchases Contains ads
Stebt: Debt Payoff Planner and Snowball Calculator. Time to be debt-free.
- Rating
- 4.5
- 4.7K ratings
- Downloads
- 785K+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Feb 9
- 2026 · v2.54
Screenshots
About Debt Payoff Planner
No login required. Just download and start using the debt payoff calculator right away.
Feedback is always welcome while we try and build out a best in class product. Thanks to all those who have already left replies!
Steps to becoming debt free:
Enter your debts
Enter your monthly payment budget
Choose a debt payoff strategy
- Dave Ramsey's Debt Snowball (lowest balance first)
- Debt Avalanche (highest rate first)
Debt Payoff Planner determines the optimum payment plan and how long it will take until you can be debt free.
We believe that becoming debt free requires an easy starting point. For this reason we've tried to make the debt calculator in the Debt Payoff Planner as easy to use as possible.
In addition to being a debt and loan tracker, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation.
Feedback is always welcome while we try and build out a best in class product. Thanks to all those who have already left replies!
Steps to becoming debt free:
Enter your debts
Enter your monthly payment budget
Choose a debt payoff strategy
- Dave Ramsey's Debt Snowball (lowest balance first)
- Debt Avalanche (highest rate first)
Debt Payoff Planner determines the optimum payment plan and how long it will take until you can be debt free.
We believe that becoming debt free requires an easy starting point. For this reason we've tried to make the debt calculator in the Debt Payoff Planner as easy to use as possible.
In addition to being a debt and loan tracker, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation.
What’s new
Version 2.54 · Updated February 9, 2026
Improvements to currency prediction to make getting your payoff plan as simple as possible
User reviews
This app is amazing and runs numbers for you. Makes it so much easier to see the full picture in paying off debt.
I've been following the plan and I'm finally starting to see my account balances fall!
Super easy to use. Put in info at it calculates pay off dates and amounts. Love the app. Cant wait to not have to use it, with my debt. Lol
Love seeing the progress and the plan with the dates of arrival at debt free status. Easy, only downside is limited space for debt entry on free version.
By far, the best debt payoff plan app I have found
Helpful and keeps me on track
Frequently asked questions
Is a login required to use the Debt Payoff Planner?
No, a login is not required. You can simply download and start using the debt payoff calculator right away.
How can I provide feedback on the Debt Payoff Planner?
Feedback is always welcome! You can leave your feedback while using the app to help us build a best-in-class product.
What are the steps to become debt free using the Debt Payoff Planner?
The steps are as follows:
What does the Debt Payoff Planner determine?
The Debt Payoff Planner determines the optimum payment plan and calculates how long it will take for you to become debt free.
How user-friendly is the Debt Payoff Planner?
We believe in providing an easy starting point for becoming debt free. Therefore, we have designed the debt calculator in the Debt Payoff Planner to be as user-friendly as possible.
Does the Debt Payoff Planner provide additional resources?
Yes, in addition to being a debt and loan tracker, the Debt Payoff Planner offers articles on how to pay off student loans, auto loans, and credit cards faster. It also provides tips on credit card balance transfers and strategies for debt consolidation.
Alternatives to Debt Payoff Planner
Looking for apps like Debt Payoff Planner? Here are 6 similar Android apps on Google Play. The highest rated is NerdWallet: Money Tracker App (4.6/5), and all 6 are free to download.
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Goodbudget: Budget & Finance 4.3
-
Debt Payoff Manager & Tracker
-
PG: Budget, Bills, Goals, Debt 4.4
-
NerdWallet: Money Tracker App 4.6
-
Simplifi: Budget & Savings App 2.8
-
Rocket Money - Bills & Budgets 4.3
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Debt Payoff Planner | 4.5 / 5 | Free | 500,000+ | Feb 9, 2026 | |
| Goodbudget: Budget & Finance | 4.3 / 5 | Free | 1,000,000+ | Aug 6, 2026 | Compare |
| Debt Payoff Manager & Tracker | – | Free | 50+ | Aug 6, 2022 | Compare |
| PG: Budget, Bills, Goals, Debt | 4.4 / 5 | Free | 100,000+ | Aug 20, 2026 | Compare |
| NerdWallet: Money Tracker App | 4.6 / 5 | Free | 1,000,000+ | Sep 15, 2026 | Compare |
| Simplifi: Budget & Savings App | 2.8 / 5 | Free | 500,000+ | Sep 22, 2026 | Compare |
| Rocket Money - Bills & Budgets | 4.3 / 5 | Free | 10,000,000+ | Oct 23, 2026 | Compare |
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