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About Lemonade: Homeowners & Renters Insurance

Lemonade offers renters, homeowners, condo, and co-op insurance using bots instead of brokers. No paperwork, no hassle!

Powered by tech and driven by social good with instant everything. File claims from your phone - anytime, anywhere.


SOME QUICK LEMONADE STATS

• Financial rating of “A” exceptional

• Reinsured by the most trusted names on the planet

• World record for the fastest claim handled (3 secs!!)

• 90 secs to get a policy through our app

• Starting at $5/mo for renters


WHY LEMONADE FOR INSURANCE

• No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are.

• Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about.

• Devoted Team: Our powerful tech and AI free up our dedicated customer experience team and claims specialists to help you when you need it most.


HOW LEMONADE IS DIFFERENT

• Live Policy: Want to personalize your coverage? Add your sig other? Cancel your policy and get a new one at a different address? Do it all with a couple of taps on your phone.

• Instant Claims: Seamlessly file claims from your phone - anytime, anywhere. Our AI runs 18 anti-fraud algorithms, and if your claim is instantly approved, you’ll get paid in 3 secs.

• Adjustable coverage: For your home, personal property, liability and more. Get your stuff covered whether it's at your personal property, or on the go.


LET’S MAKE LEMONADE!

Lemonade is rolling out nationwide and is currently available in: Arizona, Arkansas, California, Colorado, Connecticut, District Of Columbia, Georgia, Illinois, Indiana, Iowa, Maryland, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Virginia, Washington, Wisconsin.


WANNA BE FRIENDS?

• facebook.com/lemonade

• twitter/lemonade_inc

• instagram.com/lemonade_inc

• youtube.com/lemonade_Inc


YOU'RE INSURED BY LEMONADE:

• Get questions answered by our team online or over the phone.
• Download and share proof of property and home insurance on your mobile phone.
• Adjust and update your policy for your home insurance coverage whenever and wherever.
• Protect your favorite items, at home and away.


THE LEGAL STUFF

Terms of Service: lemonade.com/terms-of-service

Privacy Policy: lemonade.com/privacy-policy

Legal Stuff on Lemonade: lemonade.com/legal-stuff


Cheers for reading all 3,068 characters! Give yourself a pat on the back ;) If you want more Lemonade, visit us at lemonade.com/blog.

Lemonade: Homeowners & Renters Insurance details

Lemonade: Homeowners & Renters Insurance is a free Finance app for Android with 1,000,000+ installs on Google Play and a 3.7/5 average rating from 19,846 ratings. It was released on September 20, 2016 and last updated on September 2, 2026. It requires Android 8.0 or later.

Category
Finance
Rating
3.7 / 5 (19,846 ratings)
Installs
1,000,000+
Price
Free
In-app purchases
No
Ads
No ads
Current version
9.38.0
Requires Android
8.0
Content rating
Everyone
Released
September 20, 2016
Last updated
September 2, 2026

What’s new in Lemonade: Homeowners & Renters Insurance

New backpack. Fresh notebooks. A binder with tabs nobody will ever use. This update is that, but for the app — everything organized, reinforced, and ready before anything interesting happens. Class is in session.

Version 9.38.0 · Updated September 2, 2026

Alternatives to Lemonade: Homeowners & Renters Insurance

Looking for apps like Lemonade: Homeowners & Renters Insurance? Here are 6 similar Android apps on Google Play. The highest rated is Engage Wellbeing (4.7/5), and all 6 are free to download.

Clearcover Car Insurance

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Clearcover's mobile app lets you view your policy information, submit claims, change...

Fidelity Investments

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Invest at a firm invested in you. Fidelity’s secure and easy-to-use award-winning...

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Engage Wellbeing

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Engage is your personalized health assistant. It's provided for free by your...

Choice: Bitcoin in your IRA

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Choice helps you save more for retirement by giving you free bitcoin...

Lemonade: Homeowners & Renters Insurance vs. alternatives
App Rating Price Installs Last updated
Lemonade: Homeowners & Renters Insurance 3.7 / 5 Free 1,000,000+ Sep 2, 2026
Clearcover Car Insurance 4.5 / 5 Free 10,000+ –
Fidelity Investments 4.2 / 5 Free 5,000,000+ Sep 11, 2026
Hurdlr: Mileage, Expense & Tax 4.5 / 5 Free 100,000+ –
Digit, soon to be Oportun 4.5 / 5 Free 1,000,000+ –
Engage Wellbeing 4.7 / 5 Free 100,000+ –
Choice: Bitcoin in your IRA 4.6 / 5 Free 1,000+ –

Frequently Asked Questions (FAQ)

What types of insurance does Lemonade offer?
Lemonade offers renters, homeowners, condo, and co-op insurance.
How does Lemonade handle claims?
Lemonade allows you to file claims from your phone anytime, anywhere. They have a world record for the fastest claim handled, taking only 3 seconds.
What are some advantages of choosing Lemonade for insurance?
Lemonade offers a hassle-free experience with no paperwork. They are socially driven and give back to charities. Their powerful tech and AI help provide excellent customer service.
What makes Lemonade different from other insurance companies?
Lemonade allows you to personalize your coverage, file claims instantly from your phone, and adjust coverage for your home, personal property, liability, and more.
Where is Lemonade available?
Lemonade is currently available in Arizona, Arkansas, California, Colorado, Connecticut, District Of Columbia, Georgia, Illinois, Indiana, Iowa, Maryland, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Virginia, Washington, and Wisconsin.
How can I contact Lemonade?
You can contact Lemonade online or over the phone. They also have social media accounts on Facebook, Twitter, Instagram, and YouTube.
What can I do with Lemonade's insurance coverage?
With Lemonade, you can get answers to your questions online or over the phone, download and share proof of insurance on your phone, and adjust/update your policy whenever and wherever you want.
Where can I find Lemonade's Terms of Service, Privacy Policy, and other legal information?
Lemonade's Terms of Service, Privacy Policy, and legal information can be found on their website under the "Legal Stuff" section.
What is Lemonade's financial rating?
Lemonade has a financial rating of "A," which is considered exceptional.
author
Very user friendly easy to setup ++++
William Gerace
author
Lemonade has great coverage and has always been flexible with my needs. It is straightforward insurance. I have shopped around with other companies and they continue to be the lowest price for the highest co...
Super Wolf
author
6/28/2020: so far so good
Kee Morgan Inc. Elena Mendoza Morgan
author
Excellent!
Omar Vazquez
author
A pipe bust in my apartment and we lost a lot of my daughter's items as well as electronics. Adam helped us step by step through the claim process and made it easy for us to replace our lost items.
Lawren Perry
author
Best Renter's Insurance! Inexpensive, prompt staff responses, user friendly and can combine with your Geico insurance to get the cheapest rate! I love this app💜
Kiara Payne