Ledger: AI Money Tracker
The Valhalla Studio Ltd Finance iPhoneiPadiPod touch
Ledger: AI Money Tracker is a free Finance app for iPhone and iPad by The Valhalla Studio Ltd. Requires iOS 16.4. Updated August 26, 2026.
- Price
- Free
- on the App Store
- Size
- 81 MB
- Age 4+
- Updated
- Aug 26
- 2026 · v1.1.1
Screenshots
About Ledger: AI Money Tracker
Ledger is the AI money tracker that tells you what you can actually spend today. Forward your bank's transaction-alert emails and Ledger reads them automatically — no bank login, no open-banking connection, ever. Every transaction is categorized the moment it lands, so your spending stays up to date without spreadsheets. WHAT YOU GET • Safe-to-spend, done for you. Ledger takes your budget, subtracts what you've already spent and the bills you've reserved, and shows a single daily number you can trust. • Recurring bills. Ledger spots your repeating payments, reserves money for them, and reminds you before they're due. • Ask your money anything. "How much did I spend on food this month?" Get clear answers powered by AI. • Voice and manual entry. Log a purchase in seconds. • Cycles that match your life. Weekly, monthly, or your own pay cycle. • Savings and investments stay separate, so they never inflate your spending. PRIVATE BY DESIGN Ledger only reads the transaction emails you choose to forward. We never ask for or store your bank login. Export your data to CSV or delete your account any time, right from the app. LEDGER PRO Upgrade for unlimited AI questions and more. $3.99/month or $39.99/year. Ledger Pro is an auto-renewing subscription. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://ledger.domoney.app/terms Privacy Policy: https://ledger.domoney.app/privacy
What’s new
Version 1.1.1 · Updated August 26, 2026
Fix Google login on iPhone. Receipts: share one from any app — your bank, Photos, an email — and Ledger turns it into a transaction. Or capture it in the app with the camera, an image, or a PDF. Payments can now hold their line items. Add them by hand, paste a list, or scan them off the receipt — and Ask Ledger sees the detail, not just the total. Also: transactions grouped by days, declining a permission no longer disables the feature, sign-out fixed.
App privacy
The developer, The Valhalla Studio Ltd, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: User ID
- Usage Data: Product Interaction
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name
- Diagnostics: Crash Data, Performance Data
Used for: Analytics, App Functionality
Alternatives to Ledger: AI Money Tracker
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GramoExpense
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Ledger: AI Money Tracker | – | Free | August 26, 2026 | |
| GramoExpense | – | Free | Aug 27, 2025 | Compare |
| ToSpend: Expense Tracker | – | Free | Aug 8, 2026 | Compare |
| Expensaver: Expense Tracker | – | Free | Aug 14, 2026 | Compare |
| Fienly: AI Money Tracker | – | Free | May 14, 2026 | Compare |
| DueMind: Bill Tracker | – | Free | Jul 29, 2026 | Compare |
| PayPay : Bill Reminder | – | Free | Jul 15, 2026 | Compare |