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Screenshots

  • Payfin: Debt Payoff Planner screenshot 1
  • Payfin: Debt Payoff Planner screenshot 2
  • Payfin: Debt Payoff Planner screenshot 3
  • Payfin: Debt Payoff Planner screenshot 4

About Payfin: Debt Payoff Planner

Payfin turns a pile of debts into one clear picture: a single remaining balance, a projected debt-free date, and a plan to follow. Add what you owe, log each payment, and watch your total move as the payoff ring fills. Choose the method that fits you — avalanche (highest APR first) or snowball (smallest balance first) — and see how your projected debt-free date and interest change. FREE • Track one debt with the signature payoff ring and balance • Log payments and follow your progress • Pure-black dark and clean light themes PRO • Track unlimited debts • Avalanche & snowball planners with month-by-month projections • Projected debt-free date and monthly interest breakdown • Payment reminders and milestone moments • Home-screen widgets for your balance, next payment, and trajectory • Exclusive themes, accent colors, and app icons • Run "what-if" scenarios with extra payments and rate changes Payfin is a personal record-keeping and planning tool. Projections are estimates based on the numbers you enter — not financial advice. SUBSCRIPTION Payfin Pro is $4.99/week with a 3-day free trial, or $29.99/year. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the period; manage or cancel anytime in App Store settings. Privacy Policy: https://hs0929.github.io/payfin/privacy/ Terms of Use: https://hs0929.github.io/payfin/terms/

What’s new

Version 1.1.0 · Updated July 24, 2026

Payfin 1.1.0 — a bigger free tier and a lot more control. • The full Plan tab is now FREE — build your avalanche or snowball plan and see month-by-month projections without upgrading. • Made a mistake logging a payment? You can now edit or delete any logged payment. • Reorder your plan by dragging debts into the exact payoff order you want. • Choose how many days ahead your payment reminders fire. • A clearer projection chart with labeled trajectory lines. • Export your debts and payments to CSV (Pro). • Smoother milestone celebrations, plus fixes to projections, payment entry, and a startup crash on some devices.

App privacy

The developer, Eunbi Go, reported these privacy practices to Apple.

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Identifiers: User ID

Used for: App Functionality

Alternatives to Payfin: Debt Payoff Planner

Looking for apps like Payfin: Debt Payoff Planner? Here are 6 similar apps on the App Store. The highest rated is Post for Creators (5.0/5), and all 6 are free to download.

Payfin: Debt Payoff Planner vs. alternatives
App Rating Price Last updated Compare
Payfin: Debt Payoff Planner – Free July 24, 2026
Post for Creators 5.0 / 5 (2) Free Aug 1, 2026 Compare
DebtDrop: Debt Payoff Planner 5.0 / 5 (3) Free Oct 5, 2026 Compare
Saldo - Personal Finance 5.0 / 5 (1) Free Oct 7, 2026 Compare
Eliminate: Debt Payoff Planner 5.0 / 5 (2) Free Oct 10, 2026 Compare
DebtWise — Debt Payoff Planner 5.0 / 5 (2) Free Oct 7, 2026 Compare
Debt Payoff Tracker & Planner* 5.0 / 5 (3) Free Mar 6, 2026 Compare

Compare Payfin: Debt Payoff Planner with the top alternatives: ratings, updates, ASO score and keyword gaps →