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  • Eliminate: Debt Payoff Planner screenshot 1
  • Eliminate: Debt Payoff Planner screenshot 2
  • Eliminate: Debt Payoff Planner screenshot 3

About Eliminate: Debt Payoff Planner

Take control of your debt and start building the future you deserve. Eliminate is a private, powerful debt payoff planner that lives entirely on your device. No accounts. No servers. No syncing. Your financial data never leaves your device. Whether you're juggling credit cards, personal loans, or other debts, Eliminate gives you the tools to track everything, plan your payoff strategy, and watch your progress in real time. DEBT PAYOFF STRATEGIES Choose between the Avalanche method (highest interest first) or the Snowball method (smallest balance first) to find the approach that works best for you. See exactly when you'll be debt-free and how much interest you'll save. TRACK ALL YOUR CARDS & LOANS Add your credit cards and track balances, APRs, limits and minimum payments in one place. With Pro, add car loans, student loans and personal loans too — loans show how much you have paid off rather than credit utilization, and they join your payoff plan automatically. MONTHLY BUDGET PLANNER Set a monthly budget, log transactions, and see exactly where your money is going. Stay on track every month. RECURRING TRANSACTIONS Set up recurring expenses so your budget stays accurate without the extra work. CHARTS & VISUALIZATIONS See your debt payoff timeline, balance trends, and progress charts at a glance. Watching your debt shrink has never felt so good. PAYMENT TRACKER Log payments as you make them and see at a glance when each card or loan is due next. Never lose track of a payment cycle. BACKUP & RESTORE Export and import your data anytime so you never lose your progress. COMPLETELY PRIVATE Eliminate is built with privacy at its core. There are no accounts to create, no data sent to servers, and no third parties with access to your financial information. Everything stays on your device. Always. FREE & PRO Get started for free with up to 3 credit cards. Upgrade to Pro for unlimited cards, loan tracking, full debt payoff tools, charts, recurring transactions, and more. Pro plans: Monthly subscription with a 7-day free trial Yearly subscription with a 7-day free trial (save 30%) Lifetime: one-time purchase Prices are shown in your local currency in the app and at checkout. Pay it down. Own your future. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://eliminateapp.com/privacy.html

What’s new

Version 1.1.0 · Updated October 10, 2026

Loan tracking (Pro) Add car loans, student loans and personal loans alongside your credit cards. Loans show how much you have paid off instead of credit utilization, and they join your payoff plan automatically. Easier to get around Monthly Budget, Charts and Recurring are now in the new More menu on iPhone, and in a full tab bar on iPad. Sharper payoff numbers Interest estimates in the Payment Rhythm panel now use your real due date, so the figures reflect what paying early would actually save you. Loans also carry a reminder to ask your lender to apply extra payments to principal. A fresh look A refreshed app icon and launch screen, plus clearer contrast throughout the payoff screen in dark themes.

App privacy

The developer, Eliminate LLC, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to Eliminate: Debt Payoff Planner

Looking for apps like Eliminate: Debt Payoff Planner? Here are 6 similar apps on the App Store. The highest rated is DebtWise — Debt Payoff Planner (5.0/5), and all 6 are free to download.

Eliminate: Debt Payoff Planner vs. alternatives
App Rating Price Last updated Compare
Eliminate: Debt Payoff Planner 5.0 / 5 (2 ratings) Free October 10, 2026
DebtWise — Debt Payoff Planner 5.0 / 5 (2) Free Oct 7, 2026 Compare
Debt Payoff Tracker - DebtFree – Free Oct 6, 2026 Compare
Payoff: Smart Debt Planner – Free Jul 26, 2026 Compare
Debt Payoff Planner: Snowball – Free Jul 21, 2026 Compare
Debt Payoff Tracker & Planner* 5.0 / 5 (3) Free Mar 6, 2026 Compare
Payoff — Debt Tracker – Free Sep 24, 2026 Compare

Compare Eliminate: Debt Payoff Planner with the top alternatives: ratings, updates, ASO score and keyword gaps →