PayCheck: finance & budget

PayCheck is a personal finance tracker for everyday money management. It helps you calmly see income, expenses, accounts, categories, and goals in one Android app.

The app does not replace a bank, accountant, or financial advisor. PayCheck is made for personal control: quickly record a transaction, see your real balance, understand where your money goes, and return to your financial goals without complex spreadsheets.

What you can do in PayCheck:
- add income and expenses manually in a few taps;
- manage multiple accounts: cash, card, bank account, or another personal account;
- group transactions by category and see your spending structure;
- set goals for income, expenses, and savings;
- review analytics by day, month, category, and account;
- create reminders for important money tasks;
- export records and keep local backups;
- optionally recognize bank notifications if you choose to grant notification access.

PayCheck Premium removes ads and unlocks additional tools for deeper analysis and export: advanced analytics, financial health metrics, spending rhythm, unusual transaction signals, CSV, PDF, and Excel export, plus scheduled local backups.

Your financial records are stored locally on your device. Backups are created as files that you control; they can be protected with a password when needed. Account sign-in is used for Premium and server-side account data management, not for mandatory cloud syncing of your transactions.

PayCheck is a good fit if you want to:
- stop keeping expenses in your head;
- see the balance between income and spending;
- understand which categories take the most money;
- track accounts without unnecessary complexity;
- keep goals, reminders, export, and backups under your control;
- use a finance app with a calm interface.

Start with a few accounts and your first transactions. As your data grows, PayCheck will show a clear picture of your finances and help you make more attentive decisions.