Heimblick: Hauskosten

What does your home really cost you? Heimblick gathers all your ongoing expenses, financing, and deadlines in one place—and calculates what constitutes a real cost and what contributes to wealth accumulation.

EVERYTHING IN ONE PLACE

• Ongoing expenses with schedule and next payment date—33 ready-made templates from property tax to chimney sweep
• Payment calendar: what will be debited from your account in the next twelve months, including loan installments

• Repairs and renovations with receipts (photo or PDF)

• Appointments and deadlines with reminders—chimney sweep, maintenance, insurance

YOUR FINANCING, CALCULATED IN FINISH

• Monthly payment, remaining balance, and complete amortization schedule

• Special repayments, one-time or annual

• Simulation of refinancing options: What happens when the fixed interest rate period ends?

• Reminder two years before the end of your fixed interest period

WHAT YOU REALLY REMAIN WITH

• Your share of the home: your own valuation minus the remaining debt

• Reserve recommendation based on the Peters formula

• Buy or rent — the honest comparison

• Tradesman bonus: a guideline for what you can claim on your taxes for labor costs

NO ACCOUNT, NO ADS
You don't need an account, and Heimblick shows no ads. Export as JSON and CSV is possible at any time.

HEIMBLICK PLUS
Data collection is and will remain free. Analysis is included in Heimblick Plus: €0.99 per month or €8.99 per year; the first month is free with an annual subscription. If the subscription ends, all recorded data remains visible and exportable — only the analysis is locked.

The subscription is billed via Google Play and renews automatically for the selected term until you cancel it. You can cancel at any time in the Play Store app under Payments & Subscriptions › Subscriptions; the subscription will then run until the end of the paid term. If you cancel during the free trial month, you will not be charged.

Heimblick is not tax, financial, or real estate advice. All figures are based on your own entries and are for informational purposes only.

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