Borapesa: Cash Loans Kenya

Borapesa is a CBK-licensed digital credit platform built to give Kenyans quick access to unsecured personal loans. Complete your application on your phone, receive a fast decision, and get the funds credited to your M-Pesa account — no branch visits, no physical forms, no guarantors. View the available loan amount, repayment schedule and total cost before making a decision.

What Sets Borapesa Apart
- Licensed and regulated by the Central Bank of Kenya
- Quick credit decision and M-Pesa transfer upon approval
- Every cost is shown clearly before you confirm your loan
- Your information is safeguarded with bank-grade encryption
- Consistent, on-time repayment may improve your future borrowing limit

Borrow in Three Steps
1. Download Borapesa and register with your phone number
2. Fill in your details and select the amount you need
3. Once approved, funds are transferred to your M-Pesa wallet

Are You Eligible?
- Kenyan citizen aged 18 or above
- Valid Kenyan National ID
- An M-Pesa account registered under your name
- A dependable source of monthly income

Loan Details at a Glance
- Loan amount: KSh 500 – KSh 200000
- Repayment period: 90 – 360 days
- Annual Percentage Rate (APR): 12% – 36%
- No processing fee, no collateral required

See How It Adds Up
Representative Example: If you borrow KSh 10,000 for 90 days at an APR of 24%, you will repay the loan in 3 instalments, with each instalment due every 30 days. The total interest is KSh 591.78, the processing fee is KSh 0, and the total amount repayable is KSh 10,591.78. The first two instalments are KSh 3,530.59 each, comprising KSh 3,333.33 principal and KSh 197.26 interest. The final instalment is KSh 3,530.60, comprising KSh 3,333.34 principal and KSh 197.26 interest, adjusted for rounding.

Contact Us
Company Name: WIRESPHERE LIMITED
Company Address: Abacus Road, Kasarani District 00100 Nairobi Kenya
Customer Service Phone: +254 0180555825
Customer Service Email: [email protected]
Official Website: https://www.wiresphereglobal.com