Pockito: SMS Expense Tracker

Pockito is an expense tracker and daily budget planner that fills itself in. It reads your bank SMS and the payment alerts from the apps you choose, logs those payments, and shows what's safe to spend today.

No bank login. Your data is never sold.

KEY FEATURES
• Safe to spend: one daily budget after bills and your savings goal
• Automatic expense tracking from bank SMS and payment notifications
• Voice entry: say "45 at the supermarket" and fix any part in place
• Receipt scanner that reads every line into items with categories
• Budget alerts and bill reminders before the money is gone
• Bills and subscription tracker with reminders
• Money manager for cash, bank accounts and cards
• AI assistant that sets budgets, adds bills and answers questions
• Spending tracker with recaps for any week, month or dates, free for everyone
• Quick Settings tiles for quick entry, voice and the scanner

AUTOMATIC EXPENSE TRACKER
• Bank SMS: allow Pockito to read your bank SMS and every purchase message becomes an expense.
• Payment notifications: choose the bank and wallet apps whose payment alerts it may read, Google Wallet for example.
• Formats for 54 banks and wallets in 14 countries are built in, and its AI reads messages from other banks.
• Unclear messages wait in Needs a look until you decide.
• Fix a category once and Pockito remembers it. With Pro, rules file your bank messages for you.

VOICE, RECEIPTS AND QUICK ENTRY
• Tap the mic and say "Spent 80 on groceries".
• Hold the camera over a receipt and every line becomes an item. Screenshots, PDFs and pasted text work too.
• Three Quick Settings tiles open quick entry, voice or the scanner in one tap.
• Typing an entry yourself is free, with no monthly cap.

ASK POCKITO
• "Keep dining under $200 this month" sets the budget.
• "Add Netflix, $15.99 a month" adds the bill and reminds you before it renews.
• "How much went to Uber last week?" gets a straight answer.
• "Am I on track for my $2,000 savings goal?" checks your progress.
It asks before it deletes anything, and it answers in your language.

A DAILY BUDGET PLANNER YOU CAN TRUST
• Home opens on what's safe to spend today, after bills and savings.
• Give any category a budget in Insights and see what's left.
• Budget alerts as you near a limit: "You're at 90% of your Food & Dining budget."
• Insights warns you early: "On pace to finish $90 over budget", unusual spending, a price that went up. Free shows the top alert, Pro shows them all.

BILLS AND SUBSCRIPTION TRACKER
• The Repeating tab keeps bills, subscriptions and expected income in one place.
• Reminders before each one is due: "Netflix is due tomorrow."
• It flags a free trial about to end and a subscription with no recorded spending for 60 days.
• Add a warranty to a purchase and Pockito reminds you 30, 7 and 1 day before it ends.

MONEY MANAGER FOR EVERY ACCOUNT
• Wallet keeps cash, bank accounts, cards and savings, each with its own balance.
• Installment plans and EMIs show how many payments are left and the monthly amount.
• Credit cards show their limit and due date.
• Add gold too. Live prices, net worth and multi-currency come with Pro.

YOUR DATA
• Sign in to sync your devices, or use Incognito Mode with no account.
• Lock the app with your fingerprint or face.
• With Pro, import bank statements (CSV, Excel, PDF, OFX), export to CSV, Excel or PDF, and back up your data.

FREE AND PRO
Free: every manual entry, your full history, spending recaps, budget alerts and bill reminders, plus a first taste of automatic tracking, voice, scanning and AI chat.
Pro: no limits on those, more accounts, budgets, categories and bills, net worth with live prices, multi-currency, home screen widgets, every Insights alert, import, export and backup, rules for bank messages, and themes.

Pockito works in 24 languages, with full right-to-left Arabic.

Support: [email protected]
Privacy: https://pockitoai.app/privacy
Terms: https://pockitoai.app/terms