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About Zed:Money Made Simple

Zed is a money app for Nigerians, built around one idea. You should never have to wonder whether your money is safe..
Create your account, verify your identity, get your own Zed account number, fund your wallet and send money to anyone in Nigeria. Every payment in and out sits on one clean list you can open any time.
BUILT SECURE BEFORE ANYTHING ELSE
Most money apps bury security in a settings menu. We put it in front of you, because you are about to trust a new app with your money and that deserves proof.
1. Two separate PINs. One to sign in, one to move money. Someone holding your unlocked phone still cannot send a naira.
2. Face ID. Your face opens the app and nothing else does.
3. Passkey and password sign in. No code to intercept.
4. Attempt limits. Too many wrong tries and the app locks itself. Brute force goes nowhere.
5. Identity verification before your wallet goes live. Every Zed account belongs to a real, verified person.
WHAT YOU CAN DO IN ZED TODAY
Get your own Zed account number as soon as you are verified.
Fund your wallet by transferring into that number from any account you already use.
Send money to anyone in Nigeria in a few taps.
See every payment in and out of your zed account
Sign in with Face ID, a passkey, your password or your login PIN.
WHO ZED IS FOR
Salary earners, freelancers, vendors and anyone who wants a money app that treats security as the product rather than a footnote.
THIS IS VERSION ONE
This is version one of Zed. Everything you have read is in the app today, and there is a lot more coming soon.

What’s new

Version 1.0.1 · Updated October 7, 2026

Business Space • Create and share payment invoices with your customers • Track payments, manage customers, and follow up on outstanding invoices. • Move money easily between your Personal and Business Spaces. Budgeting & Spending Insights • Set a monthly budget and spending limits by expense category. • See how much you’ve spent and what’s remaining. 5 Free Transfers for New Users • Eligible new users get 5 free transfers when they create an account.

Alternatives to Zed:Money Made Simple

Looking for apps like Zed:Money Made Simple? Here are 3 similar Android apps on Google Play. The highest rated is Island Church Galveston (5.0/5), and all 3 are free to download.

Zed:Money Made Simple vs. alternatives
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Zed:Money Made Simple – Free 50+ Oct 7, 2026
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