Jamiya: family savings circle

Run your monthly savings circle (jamiya, ROSCA, committee) with one clear schedule.

Jamiya helps a family or a group of friends or colleagues run a savings circle with clear records. Also called a gam'eya, committee, chit fund, tanda or susu.

• Tick who paid: one tap for each person, with Undo.
• Give the payout: record it in one tap, in full or in part. Fix a mistake at any time.
• One clear schedule: who receives the money, how much and when.
• Change the plan with ease: amounts, dates, people who join or leave. A change starts next month, and you can change it back.
• Agreed by default: the plan is in force when you save it. A member can say that something is wrong.
• A short personal link for each member. Members do not need an account.
• The family view never shows who is late.
• Different amounts and shared turns.
• Arabic and English, with a right-to-left layout in Arabic.
• Reminders before due dates. Lock-screen reminders never show names or amounts.

Jamiya keeps records only. It never holds or moves money. Payments happen outside the app.