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About smartCent

Looking for a simple way to manage your bills and take control of your finances? smartCent is designed with ease of use in mind, and it helps individuals and families track and manage their bills effortlessly. Whether you are analysing spending, tracking household expenses, or setting financial goals, smartCent simplifies the entire process, making it easier for you to stay on top of your spending and bills and achieve your financial objectives.

Key Features:

Bill Tracking
Never miss a payment again. smartCent creates an integrated dashboard where you can log, monitor, and organise all your bills—utilities, subscriptions etc.

Auto Categorisation
With the help of AI, smartCent categorises the transactions automatically so that you can see how and where you're spending.

Bill Reminders
Say goodbye to late fees. smartCent ensures you stay ahead of due dates with weekly bill reminders.

Expense and Bill Calendar
View your daily spending and all upcoming bills with due dates. This feature provides an overview of your bill payments, helping you to plan.

Live Bank Feeds
Link your bank securely with bank-grade security to automatically sync transactions. smartCent supports all major Australian financial institutions.

Budget Setter
Build and maintain budgets tailored to your lifestyle. Set spending limits on categories such as groceries, entertainment, and more. Track progress in real-time and stay on course to meet your financial aspirations.

What’s new

Version 1.0.33 · Updated August 26, 2026

Performance Improvements: Enjoy a faster, smoother, and more stable experience.

Alternatives to smartCent

Looking for apps like smartCent? Here are 6 similar Android apps on Google Play. The highest rated is Skinny Mixes (4.9/5), and all 6 are free to download.

smartCent vs. alternatives
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smartCent – Free 10,000+ Aug 26, 2026
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Firstcard: Credit Builder Card 4.3 / 5 Free 1,000+ – Compare
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