MoneyWise: Budget Tracker

Take control of your money — and actually understand it.

MoneyWise is the budget tracker that does more than count your dollars. It helps you see where your money goes, build smarter habits, and level up your financial knowledge — all without ever needing an internet connection or creating an account. Your data stays on your device. Always.

TRACK YOUR MONEY, STRESS-FREE

Add income and expenses in seconds. Pick a category, set a date, add a note — done. Set up recurring transactions so you never forget a bill, and browse your spending month by month. Every transaction is grouped by date with a daily total, so you can see exactly where your money went.

BUDGET WITH A METHOD THAT WORKS FOR YOU

Not all budgets are created equal. MoneyWise gives you four proven approaches:

• 50/30/20 Rule — split your income across needs, wants, and savings automatically • Zero-Based Budgeting — give every dollar a job • Kakeibo — the Japanese art of mindful, intentional spending • Custom — set your own limits, your own way

Just enter your monthly income, pick a method, and MoneyWise does the math for you.

LEARN WHILE YOU BUILD WEALTH

The Academy is where MoneyWise really shines. Work through 35 bite-sized lessons across 7 modules:

Budgeting Basics
Savings Strategies
Debt Management
Investment Fundamentals
Tax Planning
Retirement Planning
Insurance & Protection
Each lesson ends with a 5-question quiz to lock in what you've learned. Earn XP, unlock badges, and celebrate with confetti — because learning about money should actually feel good.

CALCULATORS THAT DO THE HEAVY LIFTING

Run the numbers before you make a move:

• Compound Interest — watch your savings grow over time • Loan Payment — know your monthly payment before you borrow • Savings Goal — figure out how much to set aside each month (Premium) • Debt Payoff — plan your way out of debt and see total interest saved (Premium) • Budget Allocation — split any income with the 50/30/20 rule instantly (Premium) • Emergency Fund — calculate exactly how big your safety net should be (Premium)

SEE THE BIG PICTURE WITH ANALYTICS

• Spending Breakdown — a clear chart of where your money goes (free) • Income vs Expenses — 6-month side-by-side comparison (Premium) • Net Worth Trend — watch your financial health improve over time (Premium)

BUILT FOR REAL LIFE

Fully offline — no Wi-Fi required, ever
No account, no sign-up, no cloud
Dark mode & light mode
Multiple currency support
Secure, encrypted local storage
Export your data anytime
PREMIUM

Unlock the full MoneyWise experience with Premium — 4 advanced calculators and the complete analytics suite. Choose monthly, annual, or a one-time lifetime plan. No subscriptions required if you go lifetime.

MoneyWise is for anyone who's ever wondered where their paycheck went — and anyone who's ready to make their next dollar work harder.

Start free. Learn more. Stress less.