Loan Calculator & Amortization

Calculate loan payments, total interest, and a full amortization schedule — offline, on your device.

Pick a repayment method, set the term and grace period, and see every month's principal, interest, and balance instantly.

■ Repayment methods
· Equal payment (annuity) — same amount every month
· Equal principal — fixed principal, declining interest
· Bullet — interest-only, principal at maturity
· Graduated — payment increases over time

■ More
· Grace period (interest-only) calculation
· Prepayment fee estimate by amount and timing
· Full amortization schedule (principal / interest / balance per month)
· Compare 2–3 scenarios side by side (rate, term, refinance)
· Works fully offline — inputs stay on your device

[Notice]
This app is an independent calculator. It does not broker or arrange loans and is not affiliated with any financial institution. All figures are estimates for reference; confirm actual terms and fees with your lender.