Halfmore: Roth IRA for Child

Halfmore is an app that enables parents to start custodial Roth IRAs for their children by converting everyday chores into income, boosting retirement funds with tax-free compound interest, potentially reaching millions of dollars - automated, compliant, and designed for busy parents.

BUILD GENERATIONAL WEALTH. Transform everyday chores into tax-advantaged retirement savings for your children. With just $200 monthly from ages 7 to 17 (assuming 8% annual interest), your child could grow their wealth to over a million dollars by retirement through the power of compound interest. We help parents build generational wealth using proven strategies once reserved for the affluent.

AUTOMATE EVERYTHING. From legal documentation to payroll management, we handle all the complex paperwork. Get peace of mind knowing your family's arrangement is fully compliant with IRS requirements and labor laws.

SEAMLESS TASK MANAGEMENT. Track and document your child's household tasks effortlessly. Our app makes it simple to log activities, manage compensation, and maintain detailed records that meet IRS standards.

TAX-READY DOCUMENTATION. All tax documents, including W-2s and required employment records, are automatically generated and maintained. No more manual paperwork or expensive accountant fees.

FLEXIBLE PAYMENT PLANS. Choose from annual plans starting at just $15.99. Save thousands compared to traditional legal and accounting services while giving your child a head start on their financial future.

COMPLETE ROTH IRA SETUP. We guide you through establishing a custodial Roth IRA that lets your child's money grow tax-free. Contribute up to $7,000 annually (2025 limit) or their total earned income, whichever is less.

EDUCATIONAL TOOLS. Help your children learn about money, work ethic, and long-term planning through real-world experience. Watch them develop valuable financial habits that last a lifetime.

SECURE AND TRUSTED. Your child's Roth IRA is held by an established institution, such as Fidelity or Charles Schwab. Halfmore doesn't hold or manage your funds. We enable our customers to work with the industry's best partners to prioritize customers' financial security.

24/7 SUPPORT. Get expert guidance whenever you need it. Our team is here to help you navigate every step of building your child's financial future.

COMPLETE COMPLIANCE. Rest easy knowing all arrangements meet IRS requirements, federal guidelines, and state labor laws. We handle the complexity so you can focus on your family.

// Currently available to U.S. citizens and permanent residents only. //