About CreditXpress Plus
CreditXpress Plus - Online Cash Loans in Malaysia
Need extra cash for planned expenses or unexpected needs? CreditXpress Plus provides a paperless online personal loan application service for eligible Malaysian users. You can apply through the app with your MyKad, mobile number, and bank account details, and review the loan information before submitting your application.
Why Choose CreditXpress Plus?
100% Online Application
Apply anytime through the app without visiting a bank or filling out paper forms.
Simple Requirements
Use your valid MyKad, active mobile number, and bank account to complete the application process.
Fast Application Review
Submit your information in a few simple steps. Loan approval and final terms are subject to eligibility and credit assessment.
Bank Account Transfer After Approval
If your application is approved, the loan amount will be transferred directly to your bank account.
Clear Loan Information
View the loan amount, repayment term, interest, fees, and total repayment amount before confirming your application.
Safe Data Protection
Your personal data is encrypted and processed according to our Privacy Policy for identity verification, credit assessment, service delivery, security, and legal compliance.
How to Apply
1. Download and open CreditXpress Plus.
2. Register with your mobile phone number.
3. Submit your MyKad and required application information.
4. Choose the available loan amount and repayment term.
5. Review the interest, fees, repayment schedule, and total repayment amount.
6. Submit your application for assessment.
7. If approved, receive the funds in your bank account.
Who Can Apply?
- Malaysian citizen aged 18 and above
- Valid MyKad / Identification Card
- Active mobile phone number
- Active bank account in Malaysia
- Stable income source
- Application is subject to eligibility and credit assessment
Loan Information
Loan Amount: RM500 - RM10,000
Repayment Term: 91 days - 365 days
Maximum Annual Percentage Rate (APR): 18%
Daily Interest Rate: 0.049315%
Processing Fee: RM0
Service Fee: RM0
Late Fee: RM0
Other Charges: RM0
Representative Loan Calculation
Application Amount: RM10,000
Repayment Period: 91 days
Maximum APR: 18%
Daily Interest Rate: 0.049315%
Total Interest: RM448.77
Processing / Service / Other Fees: RM0
Total Repayment Amount: RM10,448.77
This example is calculated using simple interest on the original principal. The final loan amount, repayment term, interest, and repayment amount shown to each user may vary based on eligibility and credit assessment.
Data & Privacy Protection
We protect personal data through encryption and internal security controls. Your information is processed according to our Privacy Policy and applicable privacy requirements.
Contact Us
Company Name: OPG CAPITAL HOLDINGS SDN. BHD.
Official Website: https://www.creditxpressplus.com
Customer Service Email: [email protected]
Office Address: 31-10-11 The CEO, Lebuh Nipah 5, Bayan Lepas - 11950, Malaysia (MY)
Office Hours: Monday to Sunday, 9:00 AM to 6:00 PM
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