SalarySnap: UK Tax Calculator

Know exactly what lands in your bank account before payday.

SalarySnap calculates your real take-home pay after Income Tax, National Insurance, pension, and student loan deductions. Updated for 2025/26 and 2026/27 tax years. No registration required.

CALCULATOR

Enter your salary as annual, monthly, weekly, daily, or hourly and get a full breakdown of every deduction. Switch between tax years 2024/25, 2025/26, and 2026/27. View results per year, month, week, or day.

Includes:
- Income Tax for England, Wales and Northern Ireland
- Scottish Income Tax across all 6 Scottish bands
- National Insurance Class 1 employee contributions
- Pension — your contribution and employer contribution
- Student Loan — Plan 1, Plan 2, Plan 4 and Postgraduate
- Blind Person's Allowance
- Personal Allowance taper for incomes above £100,000

60% TAX TRAP WARNING

Earn between £100,000 and £125,140? SalarySnap automatically detects the Personal Allowance taper zone and explains the effective 60% marginal tax rate, with a practical tip on how pension contributions can help you recover your full allowance.

SALARY COMPARE

Considering a new job or negotiating a pay rise? Enter two salaries side by side and see the real take-home difference after all deductions — annually and monthly. A higher gross salary does not always mean more money in your pocket.

MINIMUM WAGE CHECKER

Enter your hourly rate and age to check instantly whether your employer is meeting the legal minimum. See the 2025/26 National Living Wage and Minimum Wage rates, your projected annual earnings, and whether you are being underpaid. Employers who pay below the minimum can face fines of up to 200% of unpaid wages.

EFFECTIVE TAX RATES

See your effective Income Tax rate, effective National Insurance rate, and total deduction percentage at a glance. Understand what portion of your gross salary actually reaches your bank account each month.

PRIVACY

All calculations run entirely on your device. No salary data is collected, stored, or transmitted. No account or sign-up required.

Disclaimer: SalarySnap provides estimates for guidance only. Consult HMRC or a qualified tax adviser for personalised advice.