Mortgage Rates Today & Refi

RateWatch shows today's U.S. mortgage rates at a glance — and pings you the moment they hit the number you're waiting for.

Whether you're buying your first home or watching for the right time to refinance, RateWatch keeps the 30-year and 15-year fixed rates one tap away, updated every week from Freddie Mac's official survey.

WHAT YOU GET
• Today's 30-year and 15-year fixed mortgage rates
• This week's move, and how today compares to a month and a year ago
• Interactive trend charts — 1-year, 5-year, and all-time
• A 52-week range so you can see whether rates are high or low right now
• 10-year Treasury and Fed Funds rate for context

RATE ALERTS
Set your target — say, "tell me when the 30-year drops below 6%" — and RateWatch pings you once when it happens. Turn on the weekly update to hear the new rates the minute they post on Thursdays.

FREE HOME-SCREEN WIDGET
Put today's rate and this week's move right on your home screen. No subscription, no paywall — it just works.

WHY RATEWATCH
• Clean, fast, and free
• Data straight from Freddie Mac PMMS via FRED (Federal Reserve Bank of St. Louis)
• No sign-up, no personal data collected

RateWatch shows national average rates for information only. It is not a loan offer or personalized financial advice — your actual rate depends on your credit, location, and loan terms.

OFFICIAL DATA SOURCE
Rates are published by Freddie Mac (Primary Mortgage Market Survey) and distributed via FRED®, Federal Reserve Bank of St. Louis: https://fred.stlouisfed.org

DISCLAIMER
RateWatch is an independent app. It is not affiliated with, endorsed by, or representing any government agency, the Federal Reserve, Freddie Mac, or any financial institution. For official figures, visit fred.stlouisfed.org.