The ChangEd App - Student Loan Payoff Manager
ChangEd Inc. Finance
Pay off your student loans sooner with spare change from your everyday purchases
- Rating
- 3.7
- 906 ratings
- Downloads
- 118K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 28
- 2026 · v4.43
Screenshots
About The ChangEd App - Student Loan Payoff Manager
"If you have Student Loans, you need this app" - Mark Cuban, ChangEd Investor
“…I already feel like it is helping me make a dent in my student loan debt. It is super simple to use, and I enjoy checking to see how much I’m saving. I also love the updates they give you on how much you are saving when they send your round-up receipts. Overall, I think it’s a great resource!” - Sam, a ChangEd member
“I’ve been able to send an extra $1,000 over the last year to my student loans without effort! What a great idea. Using your spare change to pay your student loans.” -A review from Leslie
Collect change, pay down Student Loans, get out of debt sooner, and save money! Download the app that has helped send over $11 Million in extra student loan payments for our members. AKA the Squirrel Squad.
You have student loans...we all do (including all of the founders of ChangEd), and it's the biggest burden in our lives. Committing to 10,15, 25 years of repayment is no joke. ChangEd shortens your repayment and gets you out of debt sooner.
How does The ChangEd App work?…
•Spare change roundups
Simply link your main spending cards and we do the rest and save for you automatically. ChangEd aligns with your natural spending, makes small roundups to the next dollar, and applies the accumulated change toward your student loans.
•Link Multiple Student Loans
ChangEd covers all student loan servicers. From Navient, Great Lakes, AES, FLS, SoFi, MOHELA, Nelnet, Earnest, and many more. Link your student loan in your main hub and track your savings in your ChangEd dashboard!
•BOOSTing your savings
You also have the option to BOOST your savings directly in the app and knock out those student loans when you have an extra $20 here and there.
•Scheduled your BOOSTs
Schedule transfers to save on your own terms. $15 every Friday? $1 every day? It's up to you and on your schedule.
•Automate savings and payments
ChangEd runs in the background to save for you and automatically send payments. Set-it-and-forget-it. ChangEd makes transfers to your personal FDIC-insured ChangEd account based on roundups from your everyday purchases. Once your ChangEd balance reaches your set threshold, we automatically send a payment to your student loan servicer to be applied as an extra payment! Sit back and take years off of your repayment!
•Rewards for Saving and sharing
ChangEd PERKS is the only program that rewards you for getting ahead of your student loans. Earn points for completing milestones in the app.
•Student Loan Resources
Resources to help you learn more about your student loan debt and how to pay it off sooner.
**Average users save $50-$60/month in spare change roundups**
**Link multiple credit/debit cards to analyze for roundups**
**ChangEd charges a simple $3/mo from your ChangEd balance**
**Roundups and savings are automatic! So are the time-and-money saving payments toward your student loans!**
**Contact [email protected] if you have any questions! We’re here to help.**
ChangEd reduces the need to budget for additional payments toward student loans because it aligns with your natural spending and automates the whole process. Just use your credit/debit cards as you normally would and watch your accumulated change become a powerful tool to help pay down those loans and be free from the burden of student loan debt. Join the student loan revolution and save thousands of dollars and gain years of your life back.
R.I.P. Student Loans!
“…I already feel like it is helping me make a dent in my student loan debt. It is super simple to use, and I enjoy checking to see how much I’m saving. I also love the updates they give you on how much you are saving when they send your round-up receipts. Overall, I think it’s a great resource!” - Sam, a ChangEd member
“I’ve been able to send an extra $1,000 over the last year to my student loans without effort! What a great idea. Using your spare change to pay your student loans.” -A review from Leslie
Collect change, pay down Student Loans, get out of debt sooner, and save money! Download the app that has helped send over $11 Million in extra student loan payments for our members. AKA the Squirrel Squad.
You have student loans...we all do (including all of the founders of ChangEd), and it's the biggest burden in our lives. Committing to 10,15, 25 years of repayment is no joke. ChangEd shortens your repayment and gets you out of debt sooner.
How does The ChangEd App work?…
•Spare change roundups
Simply link your main spending cards and we do the rest and save for you automatically. ChangEd aligns with your natural spending, makes small roundups to the next dollar, and applies the accumulated change toward your student loans.
•Link Multiple Student Loans
ChangEd covers all student loan servicers. From Navient, Great Lakes, AES, FLS, SoFi, MOHELA, Nelnet, Earnest, and many more. Link your student loan in your main hub and track your savings in your ChangEd dashboard!
•BOOSTing your savings
You also have the option to BOOST your savings directly in the app and knock out those student loans when you have an extra $20 here and there.
•Scheduled your BOOSTs
Schedule transfers to save on your own terms. $15 every Friday? $1 every day? It's up to you and on your schedule.
•Automate savings and payments
ChangEd runs in the background to save for you and automatically send payments. Set-it-and-forget-it. ChangEd makes transfers to your personal FDIC-insured ChangEd account based on roundups from your everyday purchases. Once your ChangEd balance reaches your set threshold, we automatically send a payment to your student loan servicer to be applied as an extra payment! Sit back and take years off of your repayment!
•Rewards for Saving and sharing
ChangEd PERKS is the only program that rewards you for getting ahead of your student loans. Earn points for completing milestones in the app.
•Student Loan Resources
Resources to help you learn more about your student loan debt and how to pay it off sooner.
**Average users save $50-$60/month in spare change roundups**
**Link multiple credit/debit cards to analyze for roundups**
**ChangEd charges a simple $3/mo from your ChangEd balance**
**Roundups and savings are automatic! So are the time-and-money saving payments toward your student loans!**
**Contact [email protected] if you have any questions! We’re here to help.**
ChangEd reduces the need to budget for additional payments toward student loans because it aligns with your natural spending and automates the whole process. Just use your credit/debit cards as you normally would and watch your accumulated change become a powerful tool to help pay down those loans and be free from the burden of student loan debt. Join the student loan revolution and save thousands of dollars and gain years of your life back.
R.I.P. Student Loans!
What’s new
Version 4.43 · Updated September 28, 2026
Hey Squirrel Squad! We're working our tails off to ensure you all have the best experience with Changed. Taking your feedback and making updates to the app is what we live for. Please always send feedback to [email protected] and we'll take a look. RIP Debt
User reviews
I love this app! It's VERY easy to use and it's been helping very much
Those payments really added up and decreased the amount being charged interest faster. Great and easy way to get ou to debt faster with change you don't even miss.
Easy to use. Enjoyed being able to link debit and credit cards to maximize savings!
Does what is supposed to do. That's all I ask.
Great idea to put some extra money towards your student loans... Especially if you are as lousy at saving money as I am!
Love it
Frequently asked questions
How does The ChangEd App work?
The ChangEd App works by linking your main spending cards and automatically rounding up your purchases to the next dollar. The accumulated change is then applied towards your student loans.
Can I link multiple student loans to the ChangEd App?
Yes, you can link multiple student loans from different servicers to the ChangEd App. It covers all student loan servicers.
Can I boost my savings in the app?
Yes, you have the option to boost your savings directly in the app. You can use any extra money you have to pay down your student loans.
Can I schedule my BOOSTs?
Yes, you can schedule transfers on your own terms. You can choose how much and when you want to transfer money to save towards your student loans.
Does ChangEd automate savings and payments?
Yes, ChangEd runs in the background to save for you and automatically sends payments. Once your ChangEd balance reaches your set threshold, a payment is sent to your student loan servicer as an extra payment.
Are there rewards for saving and sharing on ChangEd?
Yes, ChangEd PERKS is a program that rewards you for getting ahead of your student loans. You can earn points for completing milestones in the app.
Are there resources available to help me learn more about my student loan debt?
Yes, the ChangEd App provides resources to help you learn more about your student loan debt and how to pay it off sooner.
How much can I save using spare change roundups?
On average, users save $50-$60 per month in spare change roundups.
Can I link multiple credit/debit cards to analyze for roundups?
Yes, you can link multiple credit/debit cards to the ChangEd App to analyze for roundups.
Is there a monthly fee for using the ChangEd App?
Yes, ChangEd charges a simple $3 per month from your ChangEd balance.
How can I contact ChangEd support if I have any questions?
You can contact [email protected] if you have any questions. The support team is available to help you.
Alternatives to The ChangEd App - Student Loan Payoff Manager
Looking for apps like The ChangEd App - Student Loan Payoff Manager? Here are 6 similar Android apps on Google Play. The highest rated is Fundrise (4.7/5), and all 6 are free to download.
-
Daily TSP 3.6
-
Konvos - Your AI Thinking part 3.6
-
Unitus Community Credit Union 4.6
-
Thimble Insurance 4.3
-
Grid Money 4.6
-
Fundrise 4.7
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| The ChangEd App - Student Loan Payoff Manager | 3.7 / 5 | Free | 100,000+ | Sep 28, 2026 | |
| Daily TSP | 3.6 / 5 | Free | 100,000+ | – | Compare |
| Konvos - Your AI Thinking part | 3.6 / 5 | Free | 500+ | Apr 25, 2021 | Compare |
| Unitus Community Credit Union | 4.6 / 5 | Free | 50,000+ | Sep 17, 2026 | Compare |
| Thimble Insurance | 4.3 / 5 | Free | 100,000+ | Jun 30, 2026 | Compare |
| Grid Money | 4.6 / 5 | Free | 500,000+ | Oct 1, 2026 | Compare |
| Fundrise | 4.7 / 5 | Free | 500,000+ | Oct 28, 2026 | Compare |