Paycheck Planner: Net Salary
AS AESTHETICS Business Contains ads
Estimate take-home pay, overtime and raises for all 50 states.
- Price
- Free
- No in-app purchases
- Updated
- Nov 10
- 2026 · v1.0.1
Screenshots
About Paycheck Planner: Net Salary
Paycheck Planner shows what you actually take home, before payday and before you accept the job.
Type a salary or an hourly rate, pick your state, and see federal tax, Social Security, Medicare, state tax and your own 401(k), HSA and health premiums worked out the way payroll software does it, for tax year 2026. All 50 states and Washington, DC are included, with state disability and paid-leave contributions where they apply.
Hours: log your shifts and watch the week, the pay period and the month add up. Overtime is calculated for you, including California daily overtime and double time. Plan the rest of the month with the hours you expect to work.
Compare: put two situations side by side. A raise of 5 percent, a new offer with different pay and benefits, or a move to another state. You see the difference per paycheck, per month and per year, and how much of a raise you really keep.
Keep what matters: save scenarios, review your history, share a clean result image, or export a one-page PDF or your shift log as CSV.
Built for working life
- Salary and hourly pay, weekly, every two weeks, twice a month or monthly
- Withholding settings that match your W-4 form: two jobs, dependents, other income, deductions, extra withholding
- 401(k), HSA, health, dental and vision premiums, after-tax deductions, optional local tax rate
- Social Security cap and Additional Medicare handled paycheck by paycheck
- Works offline. No account. Your numbers stay on your phone.
How the numbers work
Federal withholding follows the percentage method in IRS Publication 15-T for 2026. State amounts are annual estimates from each state's published 2026 rates and deductions, each shown with its source and the date it was checked. State amounts follow each state's 2026 withholding method where one is published; a state whose 2026 figures are incomplete is marked provisional in the app and says so on the result. City, county and school-district taxes are not looked up; you can enter your own rate.
Estimates only. Paycheck Planner is not tax advice. It is an independent app and is not affiliated with, endorsed by or sponsored by the IRS, the Social Security Administration or any government agency. Official sources: https://www.irs.gov, https://www.ssa.gov and your state department of revenue (links inside the app under Settings, Tax rules and official sources).
Type a salary or an hourly rate, pick your state, and see federal tax, Social Security, Medicare, state tax and your own 401(k), HSA and health premiums worked out the way payroll software does it, for tax year 2026. All 50 states and Washington, DC are included, with state disability and paid-leave contributions where they apply.
Hours: log your shifts and watch the week, the pay period and the month add up. Overtime is calculated for you, including California daily overtime and double time. Plan the rest of the month with the hours you expect to work.
Compare: put two situations side by side. A raise of 5 percent, a new offer with different pay and benefits, or a move to another state. You see the difference per paycheck, per month and per year, and how much of a raise you really keep.
Keep what matters: save scenarios, review your history, share a clean result image, or export a one-page PDF or your shift log as CSV.
Built for working life
- Salary and hourly pay, weekly, every two weeks, twice a month or monthly
- Withholding settings that match your W-4 form: two jobs, dependents, other income, deductions, extra withholding
- 401(k), HSA, health, dental and vision premiums, after-tax deductions, optional local tax rate
- Social Security cap and Additional Medicare handled paycheck by paycheck
- Works offline. No account. Your numbers stay on your phone.
How the numbers work
Federal withholding follows the percentage method in IRS Publication 15-T for 2026. State amounts are annual estimates from each state's published 2026 rates and deductions, each shown with its source and the date it was checked. State amounts follow each state's 2026 withholding method where one is published; a state whose 2026 figures are incomplete is marked provisional in the app and says so on the result. City, county and school-district taxes are not looked up; you can enter your own rate.
Estimates only. Paycheck Planner is not tax advice. It is an independent app and is not affiliated with, endorsed by or sponsored by the IRS, the Social Security Administration or any government agency. Official sources: https://www.irs.gov, https://www.ssa.gov and your state department of revenue (links inside the app under Settings, Tax rules and official sources).
What’s new
Version 1.0.1 · Updated November 10, 2026
Fixed how numbers are read: an hourly rate typed as "25,50" used to become $2,550 and a salary of "65.000" became $65. Each field now reads decimals and thousands the way your phone's region writes them. Text that is not a number shows a clear message under the field and keeps what you typed instead of silently becoming 0. Pre-filled values use your phone's separators, and shift times follow your 12- or 24-hour setting.