Budget Planner: Expenses

Budget Planner is a personal budget and expense tracker. You log what you spend and earn, give each category a monthly limit, and follow your savings goals — on your own device, with no account and no bank connection.

It is a tracking and planning tool. It does not move money, connect to banks, give loans or give financial, investment, tax or legal advice.

BUDGETS AND EXPENSES
- Add an expense or income in a few taps, with a category
- Monthly limits per category, with a notification at 80% and 100%
- Recurring items (salary, rent, bills) entered once
- Weekly and monthly charts and a category breakdown

GOALS, JARS AND CHALLENGES
- Savings goals with progress and milestones
- Money jars to split what you set aside by purpose
- Savings challenges and a daily check-in streak
- Round-ups: enter a purchase and see the spare change you could set aside
- A home-screen widget with your total saved, budget use and top goals

DEBTS, SUBSCRIPTIONS AND NET WORTH
- Debts with balances, payments and an estimated debt-free date; snowball or avalanche order with Premium (coming soon)
- A list of your subscriptions with their monthly and yearly total
- Assets and liabilities in one net worth overview

REBECCA, THE OPTIONAL AI HELPER
- Ask Rebecca about your own budget in plain language; a Deep Assessment turns your answers into suggested first steps and goals
- Off until you agree: only then is your message, with a short summary of your own figures, sent to Google Gemini (or Agnes AI as a backup) to write the reply
- Answers are generated by AI, can be wrong and are not financial advice
- Every AI reply has a Report button

PRIVACY
- Everything you enter stays on your device; there is no account and no server of ours
- No analytics
- Delete All Data in Settings erases everything at once
- Export your entries as a CSV file (Premium, coming soon)

PREMIUM (COMING SOON ON ANDROID)
The free version includes budgets, expenses, charts, debts, subscriptions and net worth, with limits: 3 goals, 2 jars, 6 budget categories, 5 recurring items and 5 assistant messages a day. Premium is coming soon on Android. It cannot be bought yet; the app will show it when it is available.

Budget Planner is published by AS AESTHETICS LTD.