Benefits Checker UK: 2026/27
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Independent UK Universal Credit, Child Benefit & Pension Credit 2026/27 checker.
- Price
- Free
- No in-app purchases
- Updated
- Nov 10
- 2026 · v1.0.1
Screenshots
About Benefits Checker UK: 2026/27
Benefits Checker UK gives you a clear estimate of the help your household may be entitled to in the 2026/27 benefit year. Answer a few plain questions, one small step at a time, and see a monthly and yearly total with every line explained. There is no sign-in, no name to give and no clock ticking. Stop whenever you like and carry on later.
This is not an official app. Not affiliated with, endorsed by or connected to any UK government department. The figures come from public pages on GOV.UK, linked below. Results are estimates, not decisions or promises of money. Always confirm with the official service before you rely on them.
How a check works
Tell the app who lives in your household, how old everyone is, about any children, health conditions and caring, the money coming in and your home. It works out each kind of help that looks relevant and shows the working behind every figure, so you can check it yourself.
What it can estimate
Universal Credit: the standard allowance, child amounts (the two-child limit ended on 6 April 2026), disabled child additions, the health element, the carer element, childcare costs at 85%, housing costs with the Local Housing Allowance cap and the spare bedroom rules, the work allowance and 55% taper, savings, and the benefit cap with its exemptions.
Child Benefit and the High Income Child Benefit Charge.
Carer's Allowance, with the earnings limit.
Attendance Allowance, at both rates.
Pension Credit, the Guarantee Credit for single people and couples.
Try a change first
See what could happen if your pay, savings or rent changes, or if there is another child, before it does. Your answers are never altered by these what-ifs.
Keep it, share it
Save households on your phone, reopen them any time with the current rates, and share a plain-text summary. The summary never contains your name.
Easy to read
Large type, high contrast, a dark mode, a text size setting, clear labels for screen readers, and nothing that times out.
Privacy
No account and no analytics. What you type stays on your device, and you can delete it all in Settings. The app may ask for a small suggestion card from the makers of this app; that request contains no personal details.
Where the numbers come from
Benefit and pension rates 2026 to 2027: https://www.gov.uk/government/publications/benefit-and-pension-rates-2026-to-2027
Universal Credit: https://www.gov.uk/universal-credit/what-youll-get
Benefit cap: https://www.gov.uk/benefit-cap
Child Benefit: https://www.gov.uk/child-benefit
Carer's Allowance: https://www.gov.uk/carers-allowance
Attendance Allowance: https://www.gov.uk/attendance-allowance
Pension Credit: https://www.gov.uk/pension-credit
Official benefits checkers: https://www.gov.uk/benefits-calculators
What it does not cover
Scottish and Northern Ireland benefits, older benefits such as Housing Benefit and tax credits, Council Tax Reduction, Personal Independence Payment amounts, Pension Credit Savings Credit, help with mortgage interest, students and the self-employed minimum income floor. The app tells you when your answers fall outside what it can estimate.
Not affiliated with, endorsed by or connected to any UK government department.
This is not an official app. Not affiliated with, endorsed by or connected to any UK government department. The figures come from public pages on GOV.UK, linked below. Results are estimates, not decisions or promises of money. Always confirm with the official service before you rely on them.
How a check works
Tell the app who lives in your household, how old everyone is, about any children, health conditions and caring, the money coming in and your home. It works out each kind of help that looks relevant and shows the working behind every figure, so you can check it yourself.
What it can estimate
Universal Credit: the standard allowance, child amounts (the two-child limit ended on 6 April 2026), disabled child additions, the health element, the carer element, childcare costs at 85%, housing costs with the Local Housing Allowance cap and the spare bedroom rules, the work allowance and 55% taper, savings, and the benefit cap with its exemptions.
Child Benefit and the High Income Child Benefit Charge.
Carer's Allowance, with the earnings limit.
Attendance Allowance, at both rates.
Pension Credit, the Guarantee Credit for single people and couples.
Try a change first
See what could happen if your pay, savings or rent changes, or if there is another child, before it does. Your answers are never altered by these what-ifs.
Keep it, share it
Save households on your phone, reopen them any time with the current rates, and share a plain-text summary. The summary never contains your name.
Easy to read
Large type, high contrast, a dark mode, a text size setting, clear labels for screen readers, and nothing that times out.
Privacy
No account and no analytics. What you type stays on your device, and you can delete it all in Settings. The app may ask for a small suggestion card from the makers of this app; that request contains no personal details.
Where the numbers come from
Benefit and pension rates 2026 to 2027: https://www.gov.uk/government/publications/benefit-and-pension-rates-2026-to-2027
Universal Credit: https://www.gov.uk/universal-credit/what-youll-get
Benefit cap: https://www.gov.uk/benefit-cap
Child Benefit: https://www.gov.uk/child-benefit
Carer's Allowance: https://www.gov.uk/carers-allowance
Attendance Allowance: https://www.gov.uk/attendance-allowance
Pension Credit: https://www.gov.uk/pension-credit
Official benefits checkers: https://www.gov.uk/benefits-calculators
What it does not cover
Scottish and Northern Ireland benefits, older benefits such as Housing Benefit and tax credits, Council Tax Reduction, Personal Independence Payment amounts, Pension Credit Savings Credit, help with mortgage interest, students and the self-employed minimum income floor. The app tells you when your answers fall outside what it can estimate.
Not affiliated with, endorsed by or connected to any UK government department.
What’s new
Version 1.0.1 · Updated November 10, 2026
Fixed a serious number-reading bug: earnings typed with a decimal comma, such as "1250,50", were read as a hundred times too much, which could wrongly show no entitlement. Pounds and pence are now read exactly, using the decimal separator your phone's region uses. Amounts typed the usual UK way work exactly as before.