Karobar360 – Digital Khata

📱 KAROBAR360 — Pakistan's All-in-One Business & Personal Finance App

Whether you run a shop, sell on installments, manage a kameti, or simply want control of your personal money — Karobar360 is your complete digital khata. Built specifically for Pakistan: works in PKR and supports JazzCash, EasyPaisa, and all major bank accounts.

✉️ AUTOMATIC SMS TRACKING
No more manual entry! Karobar360 reads your bank, JazzCash & EasyPaisa SMS (with your permission) and automatically records your income and expenses. Your transaction history builds itself — accurate, fast, and effortless.

💼 BUSINESS MANAGEMENT (Digital Khata)
- Record sales, purchases & expenses in seconds
- Manage multiple branches and business types from one app
- Create invoices and track receivables (udhaar) — never forget who owes you
- View business income statements and profit reports
- Bulk entry for fast record-keeping

📆 QIST / INSTALLMENT SALES
Sell on installments with complete peace of mind:
- Add qist customers and sales with flexible schedules
- Record payments, advances & print-ready receipts
- Reschedule installments when customers need time
- Full qist reports — know exactly what's due, paid & pending

👥 KAMETI / COMMITTEE (BC) MANAGER
Run your rotating savings committee digitally:
- Create committees and add members
- Track monthly contributions and payouts
- Complete committee history — transparent and dispute-free

💰 PERSONAL FINANCE
- Monthly budgets that keep your spending on track
- Income statement & 12-month financial insights
- Financial Freedom Score — see how healthy your finances really are
- Saving plans and personal goals
- Manage all your accounts (cash, bank, mobile wallets) in one place

📊 SMART INSIGHTS & REPORTS
Beautiful charts and reports show where your money comes from and where it goes — daily, monthly, and yearly. Make better decisions with real numbers, not guesswork.

🔒 SAFE & PRIVATE
Your data stays secure. SMS reading is optional and only works with your clear consent — you stay in control.

🇵🇰 MADE FOR PAKISTAN
- Fully works in Pakistani Rupees (PKR)
- Designed for shopkeepers, traders, qist sellers, kameti organizers, freelancers, and households
- Simple, clean design — no accounting knowledge needed

WHO IS KAROBAR360 FOR?
✔ Shopkeepers & retailers who want to replace paper registers (hisab kitab)
✔ Qist businesses selling mobiles, bikes, appliances on installments
✔ Kameti / BC organizers who want transparent records
✔ Small businesses tracking udhaar, invoices & receivables
✔ Anyone who wants automatic expense tracking from bank & wallet SMS

Download Karobar360 today — your complete khata, qist, kameti & finance manager in one free app! 🚀