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About RefinanceIQ

Know when—and whether—to refinance your mortgage with confidence.

RefinanceIQ helps homeowners make smarter mortgage refinancing decisions with an instant Refinance Score and powerful loan tracking tools. Whether you're looking to lower your monthly payment, reduce your interest rate, shorten your loan term, or better understand your refinancing options, RefinanceIQ gives you the clarity you need to make informed decisions.

Instead of relying on guesswork or generic mortgage calculators, RefinanceIQ evaluates your loan information to help you better understand your refinancing opportunity.

Calculate Your Refinance Score

Get an instant proprietary 0–100 Refinance Score based on your mortgage details. The score helps you quickly understand your current refinancing opportunity by evaluating key factors that influence whether refinancing may be beneficial.

Track Your Mortgage Loans

Manage up to five mortgage loans in one place. Keep your loan information organized, monitor important mortgage details, and stay on top of your refinancing opportunities as your financial situation changes.

View Your Refinance History

Access your previous Refinance Score calculations for each loan so you can monitor how your refinancing opportunities evolve over time.

Why Choose RefinanceIQ?

• Instant proprietary 0–100 Refinance Score
• Track up to five mortgage loans
• Refinance score history
• Secure biometric authentication
• Simple and intuitive experience

Built for Homeowners

Whether you're refinancing for the first time or managing multiple mortgage loans, RefinanceIQ helps you better understand your refinancing options and make informed financial decisions with confidence.

Download RefinanceIQ today and take the guesswork out of mortgage refinancing.

What’s new

Version 1.1.0 · Updated August 28, 2026

What’s New New onboarding experience with refinancing goals and priorities. New Decision Report workflow with report generation, locked report preview, and email delivery. New Reports page to view generated reports. Enhanced Loans experience with improved add, edit, delete, and report options. Improved navigation, forms, validation, and overall usability. Fixed issues with onboarding, sign-in, report emails, keyboard handling, and form validation. Improved app stability and user experience.

Alternatives to RefinanceIQ

Looking for apps like RefinanceIQ? Here are 2 similar Android apps on Google Play. The highest rated is Blue Sky Vitamin (4.8/5), and all 2 are free to download.

RefinanceIQ vs. alternatives
App Rating Price Installs Last updated Compare
RefinanceIQ – Free 1+ Aug 28, 2026
Blue Sky Vitamin 4.8 / 5 Free 1,000+ Sep 17, 2026 Compare
Rocket Mortgage 4.7 / 5 Free 1,000,000+ Oct 5, 2026 Compare

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