UTB Mobile

Welcome to the official UTB Mobile (Union Togolaise de Banque) app.

Enjoy a modern, seamless, and secure banking experience. UTB Mobile lets you manage your e-wallet, accounts, and daily financial transactions independently, wherever you are.

Thanks to the integration of the regional interoperable services PI-SPI and PI-RAC, simplify all your transfers and payments in real time across the entire banking and financial network.

Main features:

WALLET AND ACCOUNT MANAGEMENT
- Live balance checks for your accounts and prepaid cards.

- Detailed tracking of your complete transaction history (debits, credits, withdrawals, top-ups).

- Advanced transaction filtering by date, category (received, sent), and transaction type (account-to-account transfer, account-to-wallet transfer).

INTEROPERABLE FUNDS TRANSFERS (PI-SPI)
Send money instantly using the method that suits you best:

- By Alias: Transfer funds simply by entering a phone number or a secure payment address, without exposing your bank details.

- By IBAN: Make regional transfers with automatic detection of the bank and recipient country.

- By Account Number: Direct transfer to a third-party or partner account.

- By QR Code: Scan a recipient's QR code or import it from your gallery to validate a transfer in seconds.

FUNDS REQUESTS AND RECEIPT
- Payment Request by Alias: Easily request payment from a contact.

- Payment Request by QR Code: Generate or share your own interoperable QR code to receive funds instantly.

CONTACT BOOK AND ALIAS MANAGEMENT
- Save your frequent recipients with their aliases to speed up future transactions.

- Create, view, and manage aliases directly linked to your accounts (payment address or phone number verified via SMS OTP).

MAXIMUM SECURITY
- Rigorous validation of each transaction with a personal PIN/password.

- Robust authentication system using a one-time OTP code.

- Guaranteed protection and confidentiality of your financial and banking data in accordance with current regulations.

Simplify your everyday banking with UTB Mobile.