FlowPerch: Expense Tracker

FlowPerch is the private, offline way to see your whole money picture—not just what you spend, but what you've saved, invested, lent, and borrowed. No account required. Nothing leaves your phone unless you choose to back it up.

Most trackers stop at income and expenses. FlowPerch keeps the rest in one clean place:

• Income & expenses—log in seconds, see where your money really goes
• Money people owe you—track what you've lent and who's paid you back.
• Money you owe—never lose track of a debt again
• Investments—holdings, profit/loss, and returns at a glance
• Budgets & bills—set limits, get reminders before due dates
• Savings goals—set a target and watch your progress

PRIVATE BY DESIGN
• Works fully offline—no sign-up needed to start
• Your entries are encrypted on your device.
• Optional account only for backup and syncing across your phones
• We never sell your data

SIMPLE, NOT STRIPPED-BACK
• A clean dashboard that builds itself from your entries
• Reports that make your spending, saving, and investing make sense
• CSV & PDF export for your records
• Works in 11 languages

FLOWPERCH PREMIUM
Unlock full reports, budgets, investment insights, and ad-free use for just €9.99/year — about €0.83 a month. Your subscription stays with your account across devices, and you can cancel anytime.

Start with one entry. The dashboard, the reports, and the totals build themselves from there.

Download FlowPerch and take quiet, private control of your money.

Privacy Policy: https://flowperch.app/privacy