Ledger: Budget & Routine

Ledger is your intuitive daily routine and personal finance companion, crafted with clean readability and privacy-first offline architecture.
📋 1. Daily Journal:
• Chronological agenda sorted by exact hour and minute for habits, medicine, and tasks.
• Smart auto-scroll directly centering on your next upcoming routine on launch.
• Ambient golden pulse highlighting immediate tasks with active category filters.
💰 2. Monthly Budget Cockpit:
• Top sliding month navigator to inspect archives and future forecasts.
• Instant Month Balance computation comparing Income vs Expenses with dynamic gauges.
• Cumulative Annual Savings milestone tracking.
• Dedicated multi-currency balance badges for secondary currencies in the same month.
👥 3. People Directory & Instant Export:
• Track personal receivables and liabilities grouped by contact.
• Quick partial settlement buttons (25%, 50%, 75%, 100%, or Custom Amount).
• Single-step multi-format exports: Official A4 Vector PDF with signature box, Excel CSV with UTF-8 BOM, and formatted text statements for WhatsApp & Telegram.
🔒 Privacy & Hardware Utilities:
• Local Biometric Security (Fingerprint, Face ID, or Device PIN/Pattern).
• Built-in 4x4 calculator keypad for effortless amount inputs.
• Universal standalone JSON file backup (ledger_backup.json) with 1-tap import.
Take control of your daily habits and personal finances with Ledger today!