LOTUS Edge Mobile

LOTUS Edge is the corporate internet banking app from Lotus Bank, built for businesses that need to manage company finances securely from a mobile device. It gives registered corporate customers full
control over their accounts, payments, and approval workflows.

Multi-level approval workflow (initiator - authorizer)
- Initiate transfers, bulk payments, and bill payments as a maker, then route them to one or more authorised approvers before they're processed
- Approve or decline single transfers, bulk transfers, scheduled transfers, and bill payments from the Approvals section
- Quick bulk approval lets authorised users review and approve multiple pending transactions in one session

Funds transfer
- Send money to accounts within Lotus Bank and to other banks in Nigeria
- Set up single transfers, bulk transfers (pay multiple beneficiaries in one batch), and scheduled/future-dated transfers

Bill payments
- Pay for airtime, data, and other bills directly from your corporate account
- Automatically detects the mobile network provider from the recipient's phone number for airtime/data payments

Beneficiary management
- Save and manage frequently used transfer and bill payment beneficiaries for faster future payments

Statements & transaction history
- Generate and download account statements for a selected date range
- View a searchable history of past transactions

Dashboard
- View account balances and a summary of recent activity across your corporate accounts as soon as you log in

Security
- Secure, device-bound login sessions
- Change password or recover a forgotten password within the app

LOTUS Edge is for existing corporate/business customers of Lotus Bank. A valid corporate banking relationship with Lotus Bank is required to log in and use the app.