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  • CUB: Track Daily Mortgage Rate screenshot 1
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About CUB: Track Daily Mortgage Rate

First 150 users get 1 month FREE — enter code CUBFREE30 during sign up.

**The only mortgage rate tracker with REAL credit union rates.**

Most rate sites show you estimates. Banks' own ads show you teaser rates. CUB shows you the actual mortgage rates that 50+ credit unions and banks are offering right now — updated daily, straight from each lender.

Whether you're buying your first home, refinancing, or waiting for the right moment to lock in, CUB is the mortgage rate tracker that gives you the truth about what's really available.

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⭐ WHY CUB?
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✓ LIVE MORTGAGE RATES — 30-year fixed, 15-year fixed, ARM, jumbo, VA, FHA, and refinance rates pulled from each credit union and bank's own site
✓ CREDIT UNION RATES — The only app that tracks credit union mortgage rates, often 0.25%-0.75% lower than big banks
✓ RATE ALERTS — Set your target rate. Get a notification the moment any bank or credit union drops below it
✓ DAILY UPDATES — Rates refresh daily so you always see what's available today, not last week
✓ COMPARE 50+ LENDERS — Side-by-side comparison across credit unions and banks
✓ FAVORITES — Star the lenders you care about and see them first
✓ NO FLUFF — No spammy quote forms. No leads sold to brokers. Just the numbers.

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🏦 WHO CUB IS FOR
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• First-time homebuyers shopping for the best mortgage rate
• Homeowners thinking about refinancing
• Credit union members who know CUs beat banks but don't want to check 20 sites
• Real estate agents who need real-time rate context for clients
• Anyone tired of "estimated rates" and wanting the actual numbers

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📊 WHAT YOU GET
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• Current mortgage rates across 50+ US credit unions and banks
• 30-year, 15-year, and adjustable-rate mortgage tracking
• Refinance rate tracking — see when it makes sense to refi
• Rate drop alerts pushed straight to your phone
• Filter by state and loan type
• Historical trend view (Premium)
• Mortgage calculator with real rates baked in
• No login required to browse — sign in to unlock favorites and alerts

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🔐 PRIVACY
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We don't sell your data. We don't send your info to lenders. We don't generate leads. CUB is a tracker, not a broker.

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🌟 PREMIUM
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Unlock unlimited alerts, historical rate trends, and advanced filters with Premium. Free 7-day trial, then $3.99/month or $2.99/month paid yearly.

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Download CUB: Daily Mortgage Rate today and never miss a rate drop again. If you're shopping for a home loan or refi in the US, this is the mortgage tracker you actually need.

Keywords: mortgage rate tracker, mortgage rates, credit union rates, bank rates, refinance rates, loan rates, mortgage calculator, rate tracker, current mortgage rates, 30 year fixed, 15 year fixed, ARM rates, interest rates, home buying, first time buyer, mortgage finder

What’s new

Version 1.2.1 · Updated October 21, 2026

1. Now app refreshes the mortgage rate data in background thereby providing better user experience.

User reviews

priyanka verma
priyanka verma
I have always been looking for an app that tracks actual mortgage rates from banks so that I can refinance my mortgage when the rates hit lowest, but didn't find one, until this one. I like the state filter and the option that you can make the banks favorite. And the best feature is the rate alert. You set your rate...

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