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About Penny

Penny is the friendly way to feel in control of your money.

Instead of spreadsheets and guesswork, Penny shows you one honest number: what's actually safe to spend before your next paycheck — after every bill is accounted for.

Penny requires a paid subscription to use its features. A subscription is required after any applicable free trial.

• Safe to spend — know what's truly yours to spend, not just your balance
• Bills & paychecks — Penny tracks what's coming up so nothing surprises you
• Goals & savings — set money aside and watch it grow
• Connect your bank — securely link accounts (via Plaid) for automatic tracking
• Ask Penny — get plain-English answers about your money
• Face ID lock & notifications — your finances stay private, and Penny reminds you before bills are due

Penny never sells your data and never sees your bank password.

EULA:https://joinpenny.app/terms

What’s new

Version 1.0 · Updated September 21, 2026

Penny is here for Android! See what's safe to spend, keep your bills and paydays organized, set savings goals, and ask Penny questions about your money. Connect your accounts securely and get a clearer picture of what you can actually spend.

Alternatives to Penny

Looking for apps like Penny? Here are 6 similar Android apps on Google Play. The highest rated is Square Team (4.8/5), and all 6 are free to download.

Penny vs. alternatives
App Rating Price Installs Last updated Compare
Penny – Free 5+ Sep 21, 2026
DropsTab: Crypto Tracker 4.4 / 5 Free 100,000+ Jul 13, 2026 Compare
Public – Stocks and Options 4.3 / 5 Free 1,000,000+ Sep 22, 2026 Compare
Acorns: Save & Invest Money 4.7 / 5 Free 10,000,000+ Sep 28, 2026 Compare
Ark7: Real Estate Investing 3.9 / 5 Free 50,000+ Sep 27, 2026 Compare
Oportun: Savings & Loans 3.9 / 5 Free 1,000,000+ Sep 21, 2026 Compare
Square Team 4.8 / 5 Free 1,000,000+ Sep 28, 2026 Compare

Compare Penny with the top alternatives: ratings, updates, ASO score and keyword gaps →

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