Kittova: Savings Circle

Kittova is a coordination tool for rotating savings circles — the group savings practice known worldwide as a committee, kitty, tanda, susu, chit, arisan, hui, or ekub.

In a savings circle, a group of people each contribute a fixed amount every cycle. Each cycle, one member receives the pooled sum. The rotation continues until every member has had one turn.

Kittova brings clarity and trust to this process:

• Create and manage circles with custom names, amounts, currencies, and contribution schedules
• Share a 6-digit invite code so members can join from their own phones
• See every circle at a glance with a visual rotation ring showing who contributes, who receives, and what's confirmed
• Track contributions with two-party confirmation — the payer marks their contribution, and the receiver confirms receipt
• View a tamper-evident history where every record is chained and verified — if anything is altered, the app flags it
• Get local reminders when contributions are due, so no one forgets
• Support any currency display — USD, EUR, PKR, NGN, KES, or any ISO code your group uses

Kittova never holds, moves, or processes your money. Members pay each other directly by their own means — cash, bank transfer, or mobile money — outside the app. Kittova is the shared record that keeps everyone honest.

Whether you organize a monthly committee with neighbors, a weekly tanda with coworkers, or a yearly susu with family — Kittova keeps the record clear, the turns fair, and the trust intact.